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Women make an average of 30% less than men: $.70 cents to a man’s $1.00. Women of color fair even worse when it comes to income—making just around $.64 cents to a white man’s dollar. While the odds are against …

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Total Guide To Managing Life Savings: Exposing The Best-Kept Secrets

One fact of life is that as we grow older, we will eventually need to have something to show for the responsibility and maturity which we have acquired as natural part of our self-growth. These things are major-ticket goals, which …

Money and Relationship Survival Tips For The Sole Breadwinner Household

The mistake most sole financial providers make is excluding the “personal” life in the work-life balance. Looking after this department is crucial if one is to overcome the pressures, demands and fears  in providing solely yet adequately for loved ones. …

Obesity and the Black American: Causes, Culture, Consequences, and Cost

There’s no sense being sensitive about this heavy issue. The word “fat” has taken on evil proportions in the last few years to the point where political correctness borders on absurdity. Yes, it’s unhealthy to aspire to unrealistic images of …

What is Bitcoin: FAQs and Facts about the Currency of the Future

Bitcoin has occupied front pages and preoccupied media for many weeks now and there are mountains of information (or misinformation) about this crypto-currency. Is it for real, or money from nothing? Is it a bubble that’s due to burst? Is …

Chronic Diseases: An Impending Social Disaster and its Crippling Costs

It’s unfortunate that if there’s one thing common to all ethnic groups in the United States, regardless of race,  it’s their exposure to the risk of chronic diseases, the country’s leading cause of death and disability. In its 2011 report …

Are Extended Warranties Worth It?

My laptop was working fine until a few weeks after the manufacturer’s warranty expired. The initial evil thought was that these electronic devices are rigged to die out right after the warranty expires. And so I take the device to the …

How You Make Coffee a Billion-Dollar Business

Your morning caffeine fix is but a drop in the global bucket that makes coffee one of most traded commodities in the world along with petroleum. But with 100 million Americans like you drinking coffee every day, the bucket easily …

10 Incredible Lost Savings Stories and Lessons Learned from Them

Have you ever experienced losing your precious savings because of a miscalculated risk or a bad decision? Or perhaps, your financial account may have slowly sunken to negative balance because of circumstances beyond your control, like an illness or personal …

Oil Production Secrets – From Dead Dinos to Your Car

The business of oil is a game of the giants that cuts across big words like geopolitics and climate change with, often, you at the receiving end.

Ever wonder where the gasoline that you pump into your car comes from? Why …

When It’s Time To Start Spending And Stop Saving

So much has been said about the value of saving, that only a foolhardy individual will still insist spending money as it comes is the better way to live. However, there are some instances in one’s life when rigorous, iron-handed …