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Your clothes were made in a sweatshop. They were made by a young woman, poorly paid, who was nonetheless excited to have the opportunity to make them. Her alternative, her life without making them; that would have been much worse.
Jasmine …

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Articles in Frugal Living

How to Save Money on Groceries? 3 Proven Tips for Cheap Food Shopping

Rachel asked us the following question:

“I’m seriously into saving more money these days, and one of my targets is to cut my groceries by half. If I can accomplish that every payday, wow! that’s additional money in the bank. Right …

How to Save Money on Holiday Gifts: Great Present Ideas for Your Family and Friends

The holiday season is rapidly approaching us and many people are already getting anxious about finding the right gifts for their friends and family. Shopping can be difficult, especially if you’re on a budget this year.
On one hand you need …

How To Save Money On Your Night Out Clothes: Swap, Be Versatile and Thrift

When I think of going out for a night on the town with my friends I can easily imagine myself spending tons of money on fruity drinks and delectable hors d’oeuvres. It’s fairly easy to budget what I can spend …

Going Out Can Be Cheap If You Know How To Use Your Credit Card

Going out on a budget can be hard work. There are so many ways to spend more money, and it’s so easy to splurge, that it can be tiring and time-consuming trying to combat all those little expenses that drag …

How Going Out To Lunch Can Actually Save You Money

Like most of us, I aim to save money where I can. One issue that always trips up my savings plans is going out with friends. Of course I have trouble saying no, since they are my friends, but sometimes …

Saving Money: Tips That Make It Possible Even If You’re Living Paycheck To Paycheck

I have a planned-out budget every month, and until recently there wasn’t a lot of room for mishaps or saving. It’s hard to get into the groove of saving money when you’re only living on month-to-month paychecks, but it is …

6 Major Costs of a Virus Attack on Your Computer

Imagine getting a computer virus attack while you’re working on a tight deadline. Your laptop screen goes black right before your eyes. In a split second, everything you have worked on for the last two weeks is all gone.
A virus …

School supply shopping: 8 ways to stay on a budget

Back-to-school time is both exciting and stressful. Whether this is your first year sending your little one off on the big yellow bus, or you’re a seasoned shopper sending your teenager off for the last time, everyone is excited for …

Summer Cooking Recipies – Frugal Ideas For A Fun Cookout

Nothing beats enjoying the invigorating summer breeze while the scent of slowly cooking hickory-flavored juicy ribs, chicken, franks and burgers make everyone wild with anticipation of a hearty outdoor feast with family and friends. A fun summer cookout does not …

Cheap US Road Trips: Gearing Up For Budget Vacations

Road trip is a classic American preoccupation. More so today, when tight money matters make it impractical for average earners to embark on a dream foreign destination. Road trips are not only fun and exciting, they can compare with top …

Kitchen Gadgets: 5 Things You Should Know Before Buying Them

Every year, Americans spend millions of dollars in small kitchen electrics. Just last year, spending for kitchen gadgets and gizmos increase to 10 percent from 2011, which was also up by 9 percent from 2010. Despite the state of the …

Zombie Money Survival Kit: 6 How To Get Rich Tips from Famous Vampires

Zombies. Vile, evil, unsightly and undead, they can use some tips from vampires on how to live in style.
We’ve culled six tips, in fact, why zombies are not getting any richer than their vampire counterparts, who we have seen to have …

The Coffee Leaks: Coffee Secrets, Lies and Controversies

No beverage on earth has been as celebrated and as cursed as good old coffee. Prior to its rise as the beverage most popular on the planet next only to water, coffee has been through a lot. It has been …

One Household, One Income: Challenges of the Sole Financial Provider

Being the breadwinner – and the sole financial provider at that, is not a choice especially in these hard and trying times. The unstable job market, changes in family structure with more and more single-parent households, and the practicality of …

Saving Money Tips and Money Management for Your Teens

Teaching you near adult about saving money tips and money management is not as simple as telling a kid why money is important. You may have to seek an audience with a teenager locked in his or her room, or …

Retail Therapy Makes the Sad Spender a Happy Shopper?

After advocating for sobriety in spending and the delay of instant gratification for decades, many financial advisers are aghast at a recent spate of reports extolling the virtues of retail therapy. After all, conspicuous consumptions was singled out as one …

Health and Fitness Need Not be Expensive

Health and fitness is more affordable than you think.
Who said you need a credit-draining gym membership or expensive equipment to start an exercise regimen? Exercise can be inexpensive, effective and just as fun as the fitness club or a roomful …

12 Cheap Spring Break Vacation Ideas

Spring break! It brings to mind the azure sea of Mykonos, or the savannah of Kilimanjaro, or the noisy market of Bangkok. Well, the United States of America will do considering a lot of factors, notably, the family budget? Fret …

5 Shocking Saving Secrets of Millionaires

Stories abound about the things well-known billionaires do that border on extreme frugality. We’ve heard and read about Monaco’s Prince Rainier buying sets of socks in matching colors and designs so that when one gets lost or worn out, there …

10 Big Ideas for Small Spaces

If, like many young Americans, you’re one your own for the first time and moving into an apartment or condominium with a small space, here are some wonderful decorating ideas to make your new home more livable. You’ll create the …

Chromebooks: Best PC for Your Bucks or Overpriced Browser Shells?

If you use your laptop mainly for browsing the Internet, do you need all the bells and whistles that come with a standard Windows or Apple device? Google thinks there are millions out there who need way less than what …

The Bottom Line on Top-of-the-Line Smartphones

With Blackberry finally outing its flagship models running on OS10, the die is cast and the battle for your hearts and wallets is on in earnest. There will be shakeups here and there, minor skirmishes, and major word wars between …

Check Out These 4 Local Library Finds

Libraries aren’t just for books anymore! Libraries have long been one of the greatest public services offered by the government—there is nothing better than free knowledge available to all. If you thought that the library was just for books these …

Any Time is a Good Time to Teach Kids about Money

How soon should we start teaching kids about money? How young is too young? When and where is the right time? This was the hot topic of the day in the playground, of all places, as I and two of …

Rediscovering the American Family – 10 Keys to Success for Baby Boomers and Boomerang Kids

More and more young adults are moving back in with their parents, earning the nickname Boomerang Generation in addition to “Generation Y” and “millenials.” The debate on whether this phenomenon is bad for society or a blessing in disguise for …

9 DIY Gifts for the Frugal Friend

Are you short on money this year but still looking to get your friends and family great holiday gifts? Do it yourself (DIY) gifts are the best ideas if you’re on a short budget, and Pinterest is the best place …

Avoiding Money Traps in Coupons and Daily Deals

The daily deals phenomenon has invaded the global economy, undeniably becoming a hit online sensation rivalling the likes of Justin Bieber and even Facebook in popularity. Discounted daily deal offers such as those from Groupon, Living Social and Yipit have mushroomed all …

How To Stretch Your $300 Budget To Last 30 Days

Most of us have experienced hitting rock bottom financially, even rich and successful people have been there at some point in their lives.  The secret to gracefully rebound from zero balance pit is sensible and skilful prioritizing.  The good news …

Funny Money and Frugal Living Cartoons That Hit Home

So much has been said and done in the name of frugality.  Some with effective results, others with forgettable failures.  The term itself invites curiosity, awe and sometimes disbelief.
What do we really think about when confronted by frugality, either as …

Most Detested Frugal Mistakes Revealed

Because of so many self-proclaimed frugality experts, there are also just as many frugality advices with exaggerated “results” that can be considered mere urban legends, created and promoted in the name of marketing hype and similar motives.  There are many …