Landlord Security Deposit: How To Make Sure You Get Your Money Back

Some of my friends recently moved out of their apartment and were shocked when a month later their landlord refused to give them any of their $2000 security deposit back. True, they had lived in […]

Garage Sale Tips: 9 Ways to Make More Money

Late July and early August is one of the most popular times for people to move out of rented houses and apartments and into new ones. Whether you’re a recent college graduate moving to a […]

Woman Sole Breawinners: 6 Tips You Should Know To Get Back On Your Feet

More women are becoming sole breadwinners as the male-dominated manufacturing sector is hit by outsourcing and the recent recession. With women making half of the working population according to recent U.S. Bureau of Labor statistics, […]

Money and Relationship Survival Tips For The Sole Breadwinner Household

The mistake most sole financial providers make is excluding the “personal” life in the work-life balance. Looking after this department is crucial if one is to overcome the pressures, demands and fears  in providing solely […]

5 Ways to Solve Money Problems for Couples

If you ever disagree with your spouse or partner about money, don’t stress too much about it – 65% of all couples do, according to research conducted by Manilla, a financial organization website. When we’re just establishing […]


Secure Online Shopping With PayPal: 7 Tips To Protect Your Money

PayPal is an impressive service that more and more shoppers and retailers are using for online transactions. For readers new to PayPal altogether, it’s a service used to send transactions over the internet. It can […]

Credit Card Debt or Mortgage Payments: Which One Should You Cover First When You Have Extra Income?

Interest rates, though ticking up a bit recently, have been stuck at exceptionally low levels for years. Some of the key indicators are close to or even below zero, after accounting for inflation. While savings […]

Credit Card Balance Transfers: How Can You Use Them To Save Money?

Balance transfers are one of the most enticing offers that a credit card company will send you. 0% interest rates are common, and for many of us the offer can be too attractive to turn […]

Credit Card Debt Help: Advice That Will Let You Pay Off Your Visa

In periods of stress–job loss, post-graduation unemployment, following an illness or injury–cash flow troubles mean that the credit card bills are piling up. In addition to the Visa or Mastercard, your department store card has […]

A Guide to Debit, Credit and Prepaid Cards – Which Are The Safest?

Today the average American has an average of three credit cards, a couple of debit cards, and some prepaid cards in their wallet. If you’re one of these people you may be looking for some […]


0% Interest Rates: Is It Really Free Money?

A couple of years ago, I unfortunately dropped a large item of furniture on my laptop and broke the screen. After declaring it unrepairable, this meant one thing: I was in the market for a […]

Interest Rates: Why Are They Increasing and How To Use Them To Save Money

For the last few years, interest rates have been at historic lows. How low? Well, after adjusting for inflation, the US government is currently selling 5-year bonds at negative interest rates. This is like you […]

High Interest Emergency Loans: 10 Alternatives You Should Know

Emergency loans can be a life-saver or the total opposite, depending on the nature of the emergency and from what source the much needed money will come from. Since emergency entails looking for the money […]

Loan Interests and Penalties: Understanding Your Debt Payments

Despite basic knowledge on interest payments on loans and debts, many individuals still wail over the so-called “evils” of interest payments whenever a billing statement for a loan takeout arrives and they see the outstanding […]

Debt Repayment Tips that Work from Real-Life Debt Winners

Do you sometimes feel that debt repayment is robbing you of your dreams? So do millions of other people who work hard but seems farther apart from their life goals. This is because the chunk […]


Retirement Planning: 6 Retirement Account Types For Your Pension Plan

We’ve all seen the dire predictions about the future of programs like Social Security and Medicare–there will be a lot more dollars going out than coming in, and more retirees than workers, according to some […]

Retirement Savings Scams: How to Protect Seniors from Fraud

Seniors are easy targets for unscrupulous financial capers simply because they are perceived as having that bounty of a retirement money. With the way how retirement savings now become a high-profile issue by marketing and […]

Top Money Problems of American Seniors: How Retirees Deal With Debt?

The financial problems of senior citizens around the world persist, with the aging population remaining among the poorest demographic in many countries. In the United States, the plight of retirees in debt is no different, […]

401(k) and 403(b): 4 Good Reasons to Leave Your Retirement Fund Alone

When you’re in a rough patch and at your wit’s end on where to get the extra cash for that something which you just can’t do without, your retirement fund might be the most tempting […]

Retirement 101: The Basics of 401(k)

Love her or hate her, we all agree that Suze Orman wagging a finger while saying  “Denied!” is one of television’s most iconic images. And what advice does she offer each and every time? Never, […]

Personal Finance »

6 Daily Habits of the Successful & Rich You Should Be Adopting

Author Thomas Corley once conducted a five-year research on the daily habits of the rich and poor. His findings were quickly gobbled up by readers, turning Rich Habits—the Daily Success Habits of Wealthy Individuals to […]

How to Calculate Sales Prices Using 3 Simple Formulas

If you’re among those who contributed to the $59.1-billion estimated sales during last year’s Black Friday or you just love shopping for discounts, there’s an easy way to calculate sales prices without the calculator. Don’t […]

How to Calculate Percentage and Easily Overcome Your Math Problems

Millions of people suffer from an alarmingly common disease: mathophobia (note: I am not a doctor and this may not be a real disease). Infection usually begins around middle school, although some cases begin earlier. […]

Investing Money: Can You Buy Insrurance To Protect Your Investment?

On the window of your bank, there is almost surely a sign saying that it is “FDIC Insured”. This means that no matter how terrible investments your banks makes you won’t lose your money as […]

Wealth Management: How To Become Rich Even With A Low Income

You’re already well into your career and you haven’t hit it big with any job opportunities yet. You’re not the CEO of a company, you haven’t invented anything that will make you millions, and none […]

Saving, Spending, and Credit: Teaching Your Kids About Money

Everyone knows that kids are expensive, and you expect that they’ll be so when you assume the role of parenthood. While there are certainly some expenses that you just won’t be able to avoid throughout […]

Renters Insurance: Does It Protect You From Theft or Accidents? Find Out What It Covers!

In an era of natural disasters and valuable electronics, its more important than ever to have renters insurance to protect your things. What if someone breaks into your apartment and steals your $1000 computer? What […]

Are You in Financial Stress? Here are 10 Ways to Beat Your Money Worries

Before money stress beats you, beat it with these ten simple tricks that you can do in a flash. Do you often wake up in the middle of the night with goosebumps because of money […]

Improve Your Saving, Earning and Spending IQ With These Money Intelligence Boosters

Money is a must-have for all seasons. Be it winter, spring, summer or fall, we all have spending necessities to take care of, at the same time, the pursuit to earn and save continue. This […]

How Saving Money Can Save Your Health

Why save money? Life savings keeps your head above water during choppy times and through the unchartered waters of retirement. Moreover, life savings doesn’t just literally save life; it’s your safety net to keep you […]

Money Tips and Life Advice from The World’s Richest Women

While men and women may have different views about wealth accumulation and specific money aspects like spending and savings, the difference may lie only on how their messages are said or shared, with perhaps women […]

How Much to Save, Why and Where – Tips To Stay Safe In a Money Emergency

How much to save to make sure you can live decently when emergencies arise? Why do you need to save, in fact; and where do you put your life savings? When the ship sinks you […]

Stop Accrued Debt and Start a Debt-free Life in 5 Easy Steps

Debts pile up when you spend more than your means, and your regular cash inflow (like income) cannot replenish what has been spent, resulting in a deficit in your overall money stash. If this continue […]

Bad Debt Myths Debunked: Do Good Debts Exist?

Some financial literature differentiate between good debt and bad debt, like a student loan is considered a good debt while a credit card is considered a bad debt. These quick generalizations may be simplistic, if […]

Loan Co-Signor: How To Protect Yourself From The Risks

Many relationships, from close family members to great friends have been strained because of misunderstandings and fights arising from troubles of being a co-signor in a loan. Indeed, agreeing to be a loan co-signor involves […]

Binary Options Trading: An All or Nothing Gamble?

Binary options trading sounds too legit to be anything but above board. After all, this involves publicly traded stocks and commodities. Lately, however, it has been criticized as nothing more than gambling, pure and simple, […]

Stocks, Bonds, Real Estate and Small Businesses: Get Your Investment Basics Right

Let’s be honest about it. A job that pays well will provide enough to get you by and see you through rough times. You might make enough to send your kids through school and save […]

I Need A Loan Now

You need to pay your cellphone bill but you’re $75 short and won’t be paid for two weeks. An unexpected expense came up—your daughter needs a new uniform for the soccer team—and you can’t stretch […]

Are Extended Warranties Worth It?

My laptop was working fine until a few weeks after the manufacturer’s warranty expired. The initial evil thought was that these electronic devices are rigged to die out right after the warranty expires. And so I […]

Investment Fraud: Too Good to be True? Scam’s on You!

If you get an unexpected call or email from someone you don’t know offering you something that sounds too good to be true, you’re probably being prepped for a scam. Read on to recognize the […]

Bad credit loans: instant decisions, quick solutions

Here’s a quick profile of people of who need instant decisions on bad credit loans. They’re more likely to be a young male, earning more than $1,000 monthly, and in rented accommodation. Many are unmarried […]

Instant approval bad credit loans: fast solutions for hard problems

Instant approval bad credit loans are a great source of emergency cash that allows you some breathing room when things are tight in between paydays. However, some people with bad credit are not so sure. […]

Bad credit personal loan lenders: an option for emergencies

Your funds are running dangerously low and you don’t know if you’ll have enough to get you by until the next payday. Worse, you know you can’t rely on your credit cards because they’re all […]