Personal Finance »

5 Ways to Solve Money Problems for Couples

If you ever disagree with your spouse or partner about money, don’t stress too much about it – 65% of all couples do, according to research conducted by Manilla, a financial organization website. When we’re just establishing […]

6 Daily Habits of the Successful & Rich You Should Be Adopting

Author Thomas Corley once conducted a five-year research on the daily habits of the rich and poor. His findings were quickly gobbled up by readers, turning Rich Habits—the Daily Success Habits of Wealthy Individuals to […]

How to Calculate Sales Prices Using 3 Simple Formulas

If you’re among those who contributed to the $59.1-billion estimated sales during last year’s Black Friday or you just love shopping for discounts, there’s an easy way to calculate sales prices without the calculator. Don’t […]

Secure Online Shopping With PayPal: 7 Tips To Protect Your Money

PayPal is an impressive service that more and more shoppers and retailers are using for online transactions. For readers new to PayPal altogether, it’s a service used to send transactions over the internet. It can […]

How to Calculate Percentage and Easily Overcome Your Math Problems

Millions of people suffer from an alarmingly common disease: mathophobia (note: I am not a doctor and this may not be a real disease). Infection usually begins around middle school, although some cases begin earlier. […]

Investing Money: Can You Buy Insrurance To Protect Your Investment?

On the window of your bank, there is almost surely a sign saying that it is “FDIC Insured”. This means that no matter how terrible investments your banks makes you won’t lose your money as […]

0% Interest Rates: Is It Really Free Money?

A couple of years ago, I unfortunately dropped a large item of furniture on my laptop and broke the screen. After declaring it unrepairable, this meant one thing: I was in the market for a […]

Retirement Planning: 6 Retirement Account Types For Your Pension Plan

We’ve all seen the dire predictions about the future of programs like Social Security and Medicare–there will be a lot more dollars going out than coming in, and more retirees than workers, according to some […]

Credit Card Debt or Mortgage Payments: Which One Should You Cover First When You Have Extra Income?

Interest rates, though ticking up a bit recently, have been stuck at exceptionally low levels for years. Some of the key indicators are close to or even below zero, after accounting for inflation. While savings […]

Wealth Management: How To Become Rich Even With A Low Income

You’re already well into your career and you haven’t hit it big with any job opportunities yet. You’re not the CEO of a company, you haven’t invented anything that will make you millions, and none […]

Credit Card Balance Transfers: How Can You Use Them To Save Money?

Balance transfers are one of the most enticing offers that a credit card company will send you. 0% interest rates are common, and for many of us the offer can be too attractive to turn […]

Interest Rates: Why Are They Increasing and How To Use Them To Save Money

For the last few years, interest rates have been at historic lows. How low? Well, after adjusting for inflation, the US government is currently selling 5-year bonds at negative interest rates. This is like you […]

Saving, Spending, and Credit: Teaching Your Kids About Money

Everyone knows that kids are expensive, and you expect that they’ll be so when you assume the role of parenthood. While there are certainly some expenses that you just won’t be able to avoid throughout […]

Renters Insurance: Does It Protect You From Theft or Accidents? Find Out What It Covers!

In an era of natural disasters and valuable electronics, its more important than ever to have renters insurance to protect your things. What if someone breaks into your apartment and steals your $1000 computer? What […]

Landlord Security Deposit: How To Make Sure You Get Your Money Back

Some of my friends recently moved out of their apartment and were shocked when a month later their landlord refused to give them any of their $2000 security deposit back. True, they had lived in […]

Garage Sale Tips: 9 Ways to Make More Money

Late July and early August is one of the most popular times for people to move out of rented houses and apartments and into new ones. Whether you’re a recent college graduate moving to a […]

Credit Card Debt Help: Advice That Will Let You Pay Off Your Visa

In periods of stress–job loss, post-graduation unemployment, following an illness or injury–cash flow troubles mean that the credit card bills are piling up. In addition to the Visa or Mastercard, your department store card has […]

Retirement Savings Scams: How to Protect Seniors from Fraud

Seniors are easy targets for unscrupulous financial capers simply because they are perceived as having that bounty of a retirement money. With the way how retirement savings now become a high-profile issue by marketing and […]

Top Money Problems of American Seniors: How Retirees Deal With Debt?

The financial problems of senior citizens around the world persist, with the aging population remaining among the poorest demographic in many countries. In the United States, the plight of retirees in debt is no different, […]

A Guide to Debit, Credit and Prepaid Cards – Which Are The Safest?

Today the average American has an average of three credit cards, a couple of debit cards, and some prepaid cards in their wallet. If you’re one of these people you may be looking for some […]

HOME & FAMILY »

Woman Sole Breawinners: 6 Tips You Should Know To Get Back On Your Feet

More women are becoming sole breadwinners as the male-dominated manufacturing sector is hit by outsourcing and the recent recession. With women making half of the working population according to recent U.S. Bureau of Labor statistics, […]

Money and Relationship Survival Tips For The Sole Breadwinner Household

The mistake most sole financial providers make is excluding the “personal” life in the work-life balance. Looking after this department is crucial if one is to overcome the pressures, demands and fears  in providing solely […]

CREDIT CARDS »

Wary of Banks? Consider Credit Unions

The bad press banks have been getting in the last few years has encouraged people in the United States to move their money to credit unions. The Financial Times reports that US credit unions have […]

Credit Card Rewards: A Guide to Helping You Find the Card That Best Fits Your Needs

Building credit can be rough. I have trouble even using my credit card because I am so forgetful that I know making payments on time will be an issue. Unfortunately, good credit is very important […]

DEBT »

High Interest Emergency Loans: 10 Alternatives You Should Know

Emergency loans can be a life-saver or the total opposite, depending on the nature of the emergency and from what source the much needed money will come from. Since emergency entails looking for the money […]

Loan Interests and Penalties: Understanding Your Debt Payments

Despite basic knowledge on interest payments on loans and debts, many individuals still wail over the so-called “evils” of interest payments whenever a billing statement for a loan takeout arrives and they see the outstanding […]

Debt Repayment Tips that Work from Real-Life Debt Winners

Do you sometimes feel that debt repayment is robbing you of your dreams? So do millions of other people who work hard but seems farther apart from their life goals. This is because the chunk […]

Bad Debt Myths Debunked: Do Good Debts Exist?

Some financial literature differentiate between good debt and bad debt, like a student loan is considered a good debt while a credit card is considered a bad debt. These quick generalizations may be simplistic, if […]

RETIREMENT »

401(k) and 403(b): 4 Good Reasons to Leave Your Retirement Fund Alone

When you’re in a rough patch and at your wit’s end on where to get the extra cash for that something which you just can’t do without, your retirement fund might be the most tempting […]

Retirement 101: The Basics of 401(k)

Love her or hate her, we all agree that Suze Orman wagging a finger while saying  “Denied!” is one of television’s most iconic images. And what advice does she offer each and every time? Never, […]

How Much Do You Need to Save for Retirement?

Most Americans struggle to balance the burdens of daily expenses with the need to save for retirement. The firm resolve to resort to penny-pinching measure to free up income for greater savings often crumbles in […]