MENU

FinancesOnline

GET LISTED
SHOW ALLPOPULAR CATEGORIES
Our score: 9.8 User satisfaction: 99%

HubSpot CRM is the winner of our 2018 Best CRM Award. It is a free CRM platform that offers a powerful set of tools that can transform the way your team works.

Our score: 9.7 User satisfaction: 95%

Freshsales is the winner of our 2017 Great User Experience Award. It is a CRM tool designed to enable high-velocity teams to keep track of contacts while solving their queries.

Our score: 9.6 User satisfaction: 99%

Salesforce CRM is a software app that lets you track all customer information and interactions in one location to follow more leads.

Our score: 9.5 User satisfaction: 100%

Pipedrive is the winner of our Expert's Choice Award. It is a personal sales manager for small, medium-sized, and large businesses that lets you close more deals and improve sales.

Our score: 9.4 User satisfaction: 92%

Zoho CRM is the winner of our 2015 Marketing Software Award. It enables you to track opportunities, forecast sales, efficiently manage contacts, and much more.

Our score: 9.3 User satisfaction: 100%

Bpm’online CRM is the most agile CRM platform for midsize and large enterprises to accelerate sales, marketing, service and operations.

Our score: 9.7 User satisfaction: 99%

Wrike is a winner of the 2017 Best Project Management Software Award. It lets you prioritize your assignments, monitor updates in real time, and give timely feedback.

Our score: 9.5 User satisfaction: 95%

Monday.com is a collaboration and communication app you can use to get your team members working efficiently in sync from a single platform.

Our score: 9.4 User satisfaction: 99%

Smartsheet.com is an award-winning, enterprise SaaS collaboration solution for organizations, offering an innovative approach to collaborating on any project or process.

Our score: 9.3 User satisfaction: 100%

Clarizen is a social collaboration and robust project management software that helps companies to build high-performance teams and achieve operational excellence.

Our score: 9.2 User satisfaction: 97%

A feature-rich online project management software for projects of any size and industries of all types.

Our score: 8.8 User satisfaction: 100%

Scoro is a cloud-based business management software and currently the most comprehensive work management solution currently in the market

Our score: 9.8 User satisfaction: 99%

FreshBooks is the winner of our 2017 Best Accounting Software Award. It is a great cloud accounting app for small business that makes billing easy and effective.

Our score: 9.5 User satisfaction: 97%

Xero is the winner of our 2017 Expert's Choice Award. It is a popular online accounting app designed for the needs of small and medium businesses in multiple industries.

Our score: 9.4 User satisfaction: 96%

QuickBooks is an accounting software app that pioneered the use of windows that look like real-life forms. It offers most features every business will need.

Our score: 9.1 User satisfaction: 100%

Tipalti is a powerful and secure payment solution that automates the entire mass global payment processing operation.

Our score: 9.6 User satisfaction: 100%

Zoho Books is the winner of our 2016 Great User Experience Award. It is an intuitive accounting software designed for small businesses to manage their finances.

Our score: 9.5 User satisfaction: 93%

The perfect financial management and accounting tool for small businesses or freelancers, whether you are just starting or in the business now.

Our score: 9.7 User satisfaction: 99%

Sisense is the winner of the 2017 Best Business Intelligence Software Award. It lets you join, analyze, and visualize all the data you want.

Our score: 9.6 User satisfaction: 95%

Looker is a data-discovery platform that helps companies make better business decisions through real-time access to data.

Our score: 9.4 User satisfaction: 100%

ReportPlus is an award-winning data visualization software that enables you to analyze significant business metrics in a centralized platform with self-service BI.

Our score: 9.0 User satisfaction: 100%

Grow is the simplest BI software for small and medium businesses that makes it easy to track the right metrics, make good decisions and lead with confidence.

Our score: 8.7 User satisfaction: 90%

Zoho Reports is the winner of our 2016 Great User Experience Award. It helps businesses all over the world make better sense of their company data.

Our score: 9.4 User satisfaction: 100%

Qualtrics is an award-winning tool that lets you drive better business decisions to grow your company with the best-in-class market research platform.

Our score: 9.8 User satisfaction: 99%

BambooHR is the winner of our 2017 Best HR Software Award. It is a popular and reliable online HR software service designed for small and mid-sized businesses.

Our score: 9.2 User satisfaction: 100%

Freshteam is the newest addition to the Freshworks productivity family, crafted as a compact package of core applicant tracking and recruitment CRM features.

Our score: 9.6 User satisfaction: 99%

Zoho People is the winner of our 2015 Best HR Management Award. It's a simple HR platform for employee management operations including records and time tracking.

Our score: 8.8 User satisfaction: 97%

Gusto is an HR software leader that packs all essential HCM functionalities for successful onboarding and performance management in a modern, easy-to-use console.

Our score: 8.9 User satisfaction: 99%

Zoho Recruit is the winner of our Customers' Choice Award for 2016. It's a cloud-based recruitment platform that is packed with customizable features.

Our score: 9.1 User satisfaction: 100%

Trakstar is an easy to use online performance review platform with feedback, goal management, and succession planning features.

Our score: 9.8 User satisfaction: 100%

Freshdesk is the winner of our Best Help Desk Software Award for 2017 and an efficient and reliable help desk solution. It includes a great free trial plan.

Our score: 9.4 User satisfaction: 97%

Freshservice is the winner of our Best Customer Service Software Award for 2016. It allows IT admins to effectively track and manage the assets owned by their organizations.

Our score: 9.0 User satisfaction: 100%

Zoho Desk is a support desk platform that helps you deliver top quality customer support to clients with tools that increase agent productivity and improve analytic operations.

Our score: 9.6 User satisfaction: 89%

A robust, feature-rich CRM-service solution for sales and support teams of small businesses

Our score: 9.5 User satisfaction: 99%

LiveAgent is the winner of our 2017 Supreme Software Award. It is a complete customer and live support platform with chat for websites and all help desk features.

Our score: 8.7 User satisfaction: 100%

Free, all-in-one help desk software solution that provides you with the tools you need for customer and business support.

What is FinancesOnline?

FinancesOnline is a popular platform for SaaS/B2B software and financial products reviews. In our business software directory we provide an extensive base of software reviews prepared by both experts and actual users so you can easily find the best solution for you company. In addition to SaaS software reviews in you can also benefit from comprehensive comparisons and quality articles gathered in our SaaS directory that will give you more insight into any software category that is important to you.

  • monthly readers

  • detailed reviews

  • real user reviews

They Wrote About Us

Recent Reviews

Forefront Identity Manager is a synchronization technology that allows developers to connect identity management activities on a single platform. It congregates distributed data from external sources through a management framework and offers turnkey solutions for credential, user, and policy administration processes. Forefront Identity Manager also offers API access to developers to let them integrate custom…

Forefront Identity Manager may not always fit your company needs or specific conditions of your sector. If you have any doubts, you still have several other Identity Management Software solutions to try. FinancesOnline provides reliable comparison features for Forefront Identity Manager alternatives that can help you learn more about functionalities, prices, as well as user…

When selecting the proper Identity Management Software for your organization it is suggested that you examine the functions, rates, and other crucial info regarding the product and vendor. Here, you can check the parallels and distinctions between Forefront Identity Manager (overall score at 9.9 and user satisfaction at 97%) and Salesforce Identity (overall score at…

Microsoft Azure Active Directory is a user identity management software with intelligent access policies that help you secure your organization’s resources. You can purchase it as a stand-alone application, but it is also an integral component of Office 365, Azure and Enterprise Mobility + Security. With Microsoft Azure Active Directory, you can centralize access governance…

If you’re not yet certain that you want to buy Microsoft Azure Active Directory then one of the more reliable ways to evaluate it is to try the vendor’s free trial or demo offer. You will have a direct experience with the tools and work processes of the product and find out if they match…

Finding the perfect Identity Management Software for your organization is key to boosting your company’s effectiveness. In our platform, it's easy to review different solutions to see which one is the appropriate software for your needs. Here you can match Microsoft Azure Active Directory vs. Salesforce Identity and examine their overall scores (9.7 vs. 8.9,…

Salesforce Platform is a platform-as-a-service (PaaS) that enables developers to create and deploy cloud apps. The product offers a responsive layout to users and provides services and tools to automate processes and integrate with third-party programs. With Heroku and Salesforce, you can manage apps coded in open languages such as PHP, Java, and Ruby. Heroku…

If you consider purchasing Salesforce Platform but have not examined the other Application Development Software provided by competitors, it’s very important that you do. With just a moment of your time spent on considering the Salesforce Platform alternatives you will get a full picture of other programs by simply looking at their key functions and…

Different businesses require different types of IT Management Software. To understand well which service meets your requirements, think about reviewing various solutions feature by feature along with their conditions and costs. Furthermore, you will get a quick idea of their general efficiency and customer feedback by having a look at our smart scoring system. The…

Salesforce Data Studio is a self-service data sharing solution for publishers and B2C marketers. On this platform, consumer data owners and purchasers can connect directly and create new marketing avenues for audience activation, discovery, and sharing. Salesforce Data Studio does not have the drawbacks of legacy data marketplaces and exchanges. With this product, data owners…

It’s very unlikely you will find a universal Business Intelligence Software solution. A well-known tool like Salesforce Data Studio might have impressive components but nevertheless not satisfy your company expectations. To locate optimal Salesforce Data Studio alternatives, compare the elements of alternative tools offered by competitors that are listed below. Finally, you can also compare…

Today’s enterprises want the most effective Business Intelligence Software product to stay competitive. On this page we help you with choosing the right service, by allowing you to examine Salesforce Data Studio and Salesforce DMP down to the very details of their individual modules. You can even make use of our total scoring values, which…

Salesforce Advertising Studio is a campaign management and CRM targeting solution for your digital marketing campaigns. It is one of the tools in the Salesforce Marketing Cloud suite designed for creating customer-centric marketing strategies. Advertising Studio is an integrated marketing solution built to target one-to-one advertising for personalized customer experiences through maximizing your marketing and…

Salesforce Advertising Studio might not always fulfill your company expectations or unique environment of your sector. If that’s the case, you still have a group various Campaign Management Software solutions to analyze. Try our reliable comparison tool for Salesforce Advertising Studio alternatives that allow you to analyze features, prices, as well as testimonials for all…

The perfect Marketing Software is a program that can handle your company’s specific demands. You can find which alternative works really with your industry if you review several products before you decide which one is the best. As an example, Salesforce Advertising Studio and CTownSaver are scored at 8.9 and 8.0, respectively, for all round…

Salesforce Journey Builder is a personalized digital marketing solution for each stage of your customer lifecycle. It helps you build multi-channel campaigns and personalize messaging. The B2C journey management tool helps businesses deliver a seamless customer experience by connecting each interaction across various channels ranging from email, mobile, advertising, and the web for both sales…

You shouldn’t expect to find a universal Marketing Software product. A reliable application like Salesforce Journey Builder can have great functionalities but still not fit into your business expectations. To locate perfect Salesforce Journey Builder alternatives, have a look at the features of different services developed by competitors that we listed below. What is more,…

When you need an effective Marketing Software product for your business you must invest time and evaluate various options. It doesn’t have to be tricky, and can be as quick as matching their features in a table like the one below. You will also get a quick idea how each product performs. As an example,…

CapLinked is an intuitive, easy-to-use, and superior virtual data room solution that enables enterprise and external collaborators to work together on secure online workspaces, share data, files, and documents with each other, and concentrate more on closing deals. With CapLinked, users will be able to set up a virtual data room in just a matter…

If you think of buying CapLinked but have not checked the other Virtual Data Room Software offered by competitors, it’s very important that you do. With just a moment of your time used on considering the CapLinked alternatives you will get a full picture of other tools by simply studying their key functions and pricing…

The perfect Virtual Data Room Software is a product that can deal with your company’s specific requirements. It is possible to find which alternative works really with your company if you compare numerous products before you decide which one is the best. For instance, CapLinked and Ruby Datum are scored at 8.4 and 6.9, respectively,…

DataCore is an integrated platform and infrastructure used by companies and their IT departments to optimize the performance, availability, and manageability of their data. It is multicore processing solution which is comprised of innovative technology solutions that can handle parallel computing, input/output optimization, and caching. DataCore introduces a software-defined storage platform that ensure that data…

It’s very difficult to find a universal Virtual Data Room Software product. A well-known software such as DataCore can have impressive functionalities but still not satisfy your commercial requirements. To get ideal DataCore alternatives, spend some time comparing the benefits of alternative products created by competitors that are listed below. What is more, you can…

If you wish for a competent Virtual Data Room Software product for your organization you need to remember to compare different solutions. It doesn’t have to be challenging, and can be as quick as matching their traits in a table like the one below. You will also get a quick idea how each product functions.…

HighQ Dataroom is an easy-to-use and high-performance global data room software solution used in the legal, banking, and corporate sectors. The solution enables users to set up different types of data rooms which they can use for one-off deals or transactions, enterprise-wide activities, and other purposes. HighQ Dataroom is intuitive and easy to set up.…

There is no universal Virtual Data Room Software product. A solid tool like HighQ Dataroom can offer a wide range of features but it might not fit your particular business expectations. In order to you get the optimal product, examine the other HighQ Dataroom alternatives listed below and compare their features and prices. It is…

If you wish to have a quick way to learn which Virtual Data Room Software product is better, our unique algorythm gives HighQ Dataroom a score of 8.7 and Ruby Datum a score of 6.9 for total quality and performance. In addition, HighQ Dataroom is rated at N/A%, while Ruby Datum is rated 100% for…

SunGuard DX (Data Exchange) is an industry-leading and flexible data visualization and collaboration solution which allows firms and teams to access, aggregate, organize, and visualize business data; and transform them into valuable insights. Equipped with powerful self-service capabilities, business intelligence tools, and reporting features; this online portal enables users to deliver a seamless and unique…

If you’re not yet convinced that you want to purchase SunGuard DX then one of the most effective methods to examine it would be to try the vendor’s free trial or demo period. With a free trial you can get a firsthand experience with the capabilities and inner workings of the product and find out…

Specific firms want different types of Virtual Data Room Software. To find out which one fits your needs, consider comparing various solutions feature by feature an taking into consideration their terms and pricing. Similarly, you will get a quick idea of their general efficiency and customer feedback by checking our smart scoring system. The results…

RCM Virtual Data Rooms offers commercial real estate professionals, businesses, and individuals engaged in managing acquisitions, dispositions, asset portfolios, or the fundraising process a fast, easy, and secure option to share and store confidential information over the Internet. For almost two decades, RCM Virtual Data Rooms has helped commercial real estate owners, brokers, lenders, equity…

Our tip is that you compare RCM Virtual Data Rooms against various other Virtual Data Room Software alternatives offered by other vendors before you select a product. With significantly more services affected by price, available features, and supplier standing, you should have sufficient details for a well-informed decision before signing a deal. What is more,…

It’s a good idea to use our scoring system to provide you with a general idea which Virtual Data Room Software product is more suitable for your company. For overall product quality, RCM Virtual Data Rooms attained 8.8 points, while Ruby Datum earned 6.9 points. At the same time, for user satisfaction, RCM Virtual Data…

Ansarada Virtual Data Rooms offers businesses that are engaged in mergers and acquisitions (M & A) with a safer and more secure alternative to run their transactions - virtual data rooms that are powered by artificial intelligence and machine-learning capabilities to ensure both sides end up with the best deals every single time. AiDA, which…

If you think of purchasing Ansarada but have not compared the other Virtual Data Room Software provided by competitors, our advice is that you do. With just a moment of your time devoted to considering the Ansarada alternatives you will get a complete overview of other solutions by simply looking at their crucial functions and…

Purchasing the appropriate Virtual Data Room Software product is as simple as evaluating the strong and low functionalities and terms offered by Ansarada and Ruby Datum. Here it's also possible to match their all round scores: 9.2 for Ansarada vs. 6.9 for Ruby Datum. Or you can verify their general user satisfaction rating, 100% for…

The Ipreo Prism Virtual Data Room is a virtual data room service that offers both simplicity and security in one single package. It is built on the latest technologies, making it better than legacy systems. Prism provides users with a safer, faster, and more efficient alternative to securely share crucial and confidential information with their…

We recommend that you compare Ipreo Prism with some other Virtual Data Room Software services available from other vendors before you make up your mind. Spending more time on research to searching for Ipreo Prism alternatives can let you gather more details about how alternate tools differ depending on pricing, features, as well as vendor…

When you compare Ipreo Prism and Ruby Datum, it is simple to see which Virtual Data Room Software product is the more effective choice. This ensures that your company can select the most productive and useful software. You can examine the specifics, including available tools, prices, plans offered by each vendor, offer stipulations, and many…

Venue Virtual Data Room is a secure data storage and sharing platform shaped by Donnelley Financial Solution’s 150 years of experience in the financial services industry. It has an unmatched global reach, enabling enterprises across the globe to receive the assistance they need any time. Venue Virtual Data Room also offers high-speed file transfers. As…

It’s very unlikely you will find a universal Virtual Data Room Software product. A reliable service like Venue Virtual Data Room may have solid functionalities but still not satisfy your company requirements. To find ideal Venue Virtual Data Room alternatives, compare the benefits of other services created by competitors that we listed below. What is…

Getting the best Virtual Data Room Software product is all about comparing various solutions and determining the top software for your specific needs. Our unique system gives you a fast look at the general rating of Venue Virtual Data Room and Ruby Datum. For general quality and performance, Venue Virtual Data Room scored 9.3, while…

Merrill DatasiteOne is an efficient and highly secure virtual data storage system and sharing platform. It replaces your less fortified and ineffectual online information library to accelerate your business’s growth. With Merrill DatasiteOne, you can swiftly organize your paper files into digital documents on site or in one of Merrill’s offices. Once your electronic data…

It’s very unlikely you will find a universal Virtual Data Room Software service. A reliable application like Merrill DatasiteOne might have solid offer but nevertheless not meet your company requirements. To locate ideal Merrill DatasiteOne alternatives, have a look at the elements of alternative products created by competitors that we listed below. It’s even better…

Selecting the most appropriate Virtual Data Room Software for your business is complicated with a lot of functions, options, and offers to choose from. However, depending on our website will help you to cut down the necessary steps by getting all major services in one location. For instance, you can match Merrill DatasiteOne and Ruby…

Intralinks Virtual Data Room is a pioneering innovation that integrates artificial intelligence to facilitate high-value transactions. It has a clean an intuitive interface that paves the way for an enhanced user experience. On top of that, the solution is versatile and adaptive to mobile devices’ screens. Intralinks Virtual Data Room also works fast to help…

If you’re not yet convinced that you want to buy Intralinks Virtual Data Room then one of the more reliable methods to evaluate it is to try the vendor’s free trial or demo plan. With a free trial you can get a direct experience with the capabilities and inner workings of the product and test…

With various functions, pricing, details, and more to compare, finding the right Virtual Data Room Software for your business is tough. However by using our system, it is simple to match the characteristics of Intralinks Virtual Data Room and Ruby Datum including their general score, respectively as: 9.7 and 6.9 for overall score and 100%…

OptimumHQ is a business management software that enables enterprises and organizations to create the perfect workflows for their operations. This enterprise-grade management solution makes it easy for users to create bespoke processes that effectively address their unique requirements, enhance their efficiencies, and streamline their operations for better productivity and results. The software allows for remote…

If you think of purchasing OptimumHQ but have not checked the other Business Process Management Software provided by competitors, it’s very important that you do. With just a bit of time used on considering the OptimumHQ alternatives you will quickly get a complete picture of other solutions by simply analyzing their key functions and pricing…

With different features, pricing, terms, and more to check, determining the best Business Process Management Software for your company is challenging. However making use of our system, it is simple to match the functions of OptimumHQ and MoveCo BMS as well as their general SmartScore, respectively as: 8.0 and 8.0 for overall score and N/A%…

GoPlay is a comprehensive video capture and editing software ideal for any user types that are looking to record their screen, gameplay, and webcam in high-quality video format. The software lets users edit their videos to their heart's content with a plethora of tools, including split and merge, music and sound effects, Picture-in-Picture, multi-audio mixing,…

You won’t find universal Video Editing Software solution. A decent system such as GoPlay can offer a wide range of features but it might not be designed for your specific business requirements. To be certain you select the best product, take a look at the other GoPlay alternatives listed below and analyze their features and…

Examining products to find the best Video Editing Software need not be hard. On our review platform, it is possible to match GoPlay and Filmora and quickly evaluate their distinct features. We allow you to check their capabilities, supported devices, customer support, pricing rates, terms, plus more. You can even compare their overall score (8.0…

Secured Signing is a cloud-based electronic signature and document software that enables businesses to share electronic files to their employees, customers, and partners to fill up and sign through any device quickly, easily, and securely online. All signatures are legally binding, whether its a memorandum, a contract, approval orders, and more. It eliminates having to…

If you think of using Secured Signing but have not looked at the alternative Accounting Software provided by competitors, it definitely a good idea that you do. With just a bit of time used on considering the Secured Signing alternatives you will have a complete picture of other tools by simply looking at their vital…

Getting the best Accounting Software for your firm is crucial to improving your company’s efficiency. In our platform, you can easily compare a wide range of solutions to see which one is the appropriate software for your requirements. Here you can match Secured Signing vs. Horizon ERP and look at their overall scores (8.0 vs.…

LOOP is a messaging app that centralizes and unifies all business communications, putting emails, messaging, and files in a single platform for easy access, retrieval, response, and sharing. It eliminates the use of multiple messaging systems, speeding up communication with partners, customers, and shareholders while providing them with a complete view of their business at…

If you’re not yet convinced that you want to purchase LOOP then one of the best ways to evaluate it is to check out the vendor’s free trial or demo plan. You will have a direct experience with the features and work processes of the program and see if they match your requirements. It’s also…

Choosing the right Collaboration Software for your organization is complicated with a lot of functions, options, and offers to take note of. But, relying on our website will help you to cut down the selection steps by getting all crucial services in a single location. For instance, you can compare LOOP and HeySpace for their…

Runit RealTime Cloud is a cloud-based POS (Point-of-Sale) and inventory suite of solutions that provides retailers a centralized POS system that simplifies the management and control of their business. The software offers different modules for different retailer types, namely Apparel and Clothing, Footwear and Shoes, Sporting Goods, and Gifts. Each module comes with its own…

Our team recommend that you compare Runit RealTime Cloud with several other Inventory Management Software services available from competitors before you make up your mind. Doing so to searching for Runit RealTime Cloud alternatives can make it possible to find more facts on how alternate tools differ depending on cost, available features, and vendor credibility.…

If you want to have a quick way to decide which Sales Software product is better, our proprietary method gives Runit RealTime Cloud a score of 8.0 and Salesforce Partner Relationship Management a score of 8.8 for overall quality and performance. Moreover, Runit RealTime Cloud is rated at N/A%, while Salesforce Partner Relationship Management is…

RedTim is a website builder that helps users create websites that are fully optimized for search engines right off the bat. While other website builders are created to facilitate and simplify the creation of websites, users still have to spend a significant amount of time and effort optimizing every webpage to make their websites visible…

Our experts suggest that you compare RedTim with some other Website Builder Software products offered by other sources before you decide to subscribe to a plan. Spending more time on research to searching for RedTim alternatives will allow you to acquire extra details about how various options differ depending on pricing, features, and vendor reliability.…

Today’s enterprises want the best Website Builder Software product to stay competitive. On this page we help you with buying the right software, by allowing you to examine RedTim and Shopify down to the very details of their individual offers. You can also examine our general scoring values, which rate the software general quality and…

Wisetail is a learning management platform designed to enhance workforce training and development. Built for business, this robust learning management system is the perfect employee training and development solution for restaurants, retail, franchise, and non-profit to name a few. The software is built with the end-user in mind, integrating practical functionalities with premium capabilities like…

If you’re not yet certain that you want to use Wisetail then one of the more reliable ways to examine it would be to try the vendor’s free trial or demo plan. With a free trial you can get a firsthand contact with the features and work processes of the product and test if they…

The ideal Learning Management System - LMS is a product that can tackle your company’s unique needs. It is possible to find which alternative works really with your industry if you assess a wider range of products before you decide which one is the best. For example, Wisetail and eLucid are scored at 8.0 and…

Funnel Science is a predictive analytics platform that equips sales and marketing departments and teams with the technology and tools enabling them to create, foster, and convert more leads than ever. It also enables them to identify and remove barriers that hamper their strategies and determine factors that bring down operational expenses, save them time,…

It’s very unlikely you will find a universal Marketing Software solution. A reliable application like Funnel Science can have beneficial offer but still not fit into your company needs. To get ideal Funnel Science alternatives, have a look at the components of alternative products created by competitors that are listed below. Finally, you can also…

If you’re experiencing a difficult time picking the right Predictive Analysis Software product for your needs, we suggest that you compare and contrast the available software and see which one offers more positive aspects. For example, here you can compare Funnel Science (overall score: 8.0; user rating: 99%) vs. GoodData (overall score: 9.0; user rating:…