James Anthony Author Page | Financesonline.com

One Household, One Income: Challenges of the Sole Financial Provider in 2024

Being the breadwinner – and the sole financial provider at that, is not a choice especially in these hard and trying times. The unstable job market, changes in family structure with more and more single-parent households, and the practicality of having one parent stay home and care for children are all factors in being a […]

Saving Money Tips and Money Management for Your Teens

Teaching you near adult about saving money tips and money management is not as simple as telling a kid why money is important. You may have to seek an audience with a teenager locked in his or her room, or do a PR job to get his or her attention away from friends, loud music, […]

Famous African Americans They're Not But Successful Nevertheless

Famous African Americans are often confined in sports and music, but little is known that blacks have also made a name in various fields. Stereotypical issues aside, successful blacks are not a few in finance, invention, civil service, science, and information technology. Each one has showcased not only their personal aptitude, but immensely contributed to […]

Money and Relationship Blues: Coping Tips for Women

While money issues make no distinction between men and women, there are serious financial matters that are unique only to women, and understandably so. The realities of motherhood, divorce, single parenthood, even simply being single can present overwhelming money concerns exclusive to women. Decisions and actions concerning a woman’s relationships and financial affairs can either […]

Garage Sale Killer Tips to Make Money Fast

Need to make money fast? No, we’re not talking about running a scam. Rather, organizing a garage sale in your neighborhood almost always delivers the game. After all, who among us is not a deal finder? So rummage through your closets, attic, and storage room and bring out those slightly used goods and attract your […]

Easy Dollar Stretchers That Make Frugal Living a Breeze

Pinching pennies and stretching dollars, when done the right way, can be a lifesaver and an important key in living a healthy and happy life. Just how do we know we are treading the frugal highway right? We came up with a list of great dollar stretcher websites which offer directions on how to save […]

Surprising Money Saving Ideas When Frugal Meets Fashion

It used to be that budget clothing was a taboo in the fashion industry, until recession and economic crises turn the tables around on high-end retail, making it unfashionable in financially trying times. Tough periods gave birth to refashioning, repurposing or upcycling, terms that all refer to creating something beautiful out of pre-loved fashion items. […]

Blue Collar Job Blues – Are We Losing Our Workers?

Workers hammered down the last spike to complete the first transcontinental railroad in 1869 in Utah. This symbolic event ushered in a new era, the Gilded Age from the ashes of Civil War to the turn of the century, which would see America drive past England as the world’s number one economy. The phenomenal leap […]

Celebrity News: 5 Killer Lifestyle Expenses

Celebrity homes are among the much gaped at lifestyle expenses of famous people. They're expensive, we know, but how much really? For mortals like us, it’s unimaginable to even think the amount of cash splurged on celebrity homes and their other lifestyle expenses. But let’s take a look at them anyway, if only to snoop […]

Investment Fraud: Too Good to be True? Scam’s on You!

If you get an unexpected call or email from someone you don’t know offering you something that sounds too good to be true, you’re probably being prepped for a scam. Read on to recognize the different types of scams and what you can do to avoid them. Here we tackle three fraud types that have […]

Easy Personal Loans That Will Get You Through Hard Times

You don’t have a job and you’re actively searching for one but you’re not getting any luck. Your funds are running dangerously low and you don’t know if you’ll have enough to get you by through three more interviews. You need a loan fast but you don’t know if easy personal loans are available to […]

Fast Cash Loans That Can Save Your Financial Future

Imagine yourself sinking down a deep black vortex with no way out. That’s how some people caught in the debt spiral feel. Take Anita’s case, for example: “I’ve made some really horrible decisions. Now I feel I’m trapped. I’ve taken out loans to pay other loans, because I thought this was smart. After all, big […]

I Need a Personal Loan Immediately! — 5 Tips To Find The Best One

Robert asked us the following question: “I’ve read much about using personal loans for emergencies only. I agree, though what if the emergency falls on a weekend or holiday? I’d never know when I need a personal loan immediately, would I? Are there lenders who release approved same-day loans during non-working days?” – Robert, 43, […]

How to Get a Loan with Bad Credit: Is it Worth the Trouble?

You can still get a loan even if you have bad credit. Surprised? You shouldn’t be. Let’s listen to Maegan’s story: “I had three credits cards and I maxed them out. Sounds familiar? Your story, too? Perhaps like me, you’ve done these things. Grocery shopping without a list. Throwing everything that looks delicious into the […]

"I want the money now!" Why do we rarely invest in the future?

It makes so much sense it’s almost infuriating. Temporal discounting is our natural tendency to want things now rather than later, even when we know that if we choose to have our rewards later we’ll get way more than what we’ll have now. And how many of us have not succumbed to this at one […]

12 Cheap Spring Break Vacation Ideas

Spring break! It brings to mind the azure sea of Mykonos, or the savannah of Kilimanjaro, or the noisy market of Bangkok. Well, the United States of America will do considering a lot of factors, notably, the family budget? Fret not. We are a country of points-of-interest, historical, heritage, culinary and even cultural if you […]

16 Ways to Avoid Wasting Fuel

America has a fascination for automobiles perhaps matched only by the desire for real estate. If only petrol was as cheap and abundant as water. But it’s not. The price of gasoline is as volatile as the substance itself. Fuel expenses can quickly burn a hole in your pocket, money that could be better used […]

5 Deadly Money Views of Highly Impulsive People

Have you ever spent your hard-earned money on something that you feel will give you instant gratification or happiness while being unmindful of the consequences, and find soon enough that you made one of the worst money decisions of your life? What made you decide to succumb to that wanton spending urge? What would you […]

How Not To DIY – Hiring Vs Working On It

Just DIY It? What You Should Know Before Taking the DIY Challenge This article is Part 5 of 6 of How to DIY: Your Total Guide for DIY Directions that Really Work DIY Services Careful and sensible “shopping” goes beyond materials procurement in Do-It-Yourself projects. The same discipline applies to DIY services for projects […]

How to Get and Stay Motivated – Keeping the DIY Spirit High

DIY is Not For You? There’s no such thing! This article is Part 6 of 6 of How to DIY: Your Total Guide for DIY Directions that Really Work After some failed attempts and experiences that would add up to the Do-It-Yourself horror story vault, you may say that doing-it-yourself is not doing it […]

How iPhone Is Made: The Global Assembly Line in 2024

iPhone, that iconic brand that is uniquely American as hamburgers and a can of Coke. Or is it? But we already know that behind this made-in-America smartphone is a mix of other products that are made in, yes, elsewhere. Truth is, when you buy an iPhone, you’re also buying a little of something that is […]

Pay Less for Car Insurance

The cost of auto insurance depends on several factors: age and marital status, where you live, and what you drive. You can”t do anything about your age, and few people will move just to lower their insurance premium. You can, however, choose a vehicle that costs less to insure. And you can certainly choose what […]

Chromebooks: Best PC for Your Bucks or Overpriced Browser Shells?

If you use your laptop mainly for browsing the Internet, do you need all the bells and whistles that come with a standard Windows or Apple device? Google thinks there are millions out there who need way less than what the standard computers offer, and want to pay way less the price so in 2011, […]

800 Dollar Payday Loan: How To Find A Reputable Lender?

Ron asked us the following question: “Help! I need around eight hundred bucks and I’m thinking if payday loan vendors give this much cash. Where do I find these lenders?” – Ron, San Jose, CA The popularity of short-term personal loans today is driving lenders to offer more loan options as they vie for the […]

Online Loans For People With Bad Credit: Is It A Good Idea To Get Them?

Kenneth asked us the following question: “I don’t want to sound smug, but isn’t a debt trap caused by the borrower in the first place? Shouldn’t the borrower be responsible enough before taking out a loan even if it’s small? Just asking…” – Kenneth, Reno, NV Well, Kenneth, it’s easy to blame borrowers. After all, […]

Check Out These 4 Local Library Finds

Libraries aren’t just for books anymore! Libraries have long been one of the greatest public services offered by the government—there is nothing better than free knowledge available to all. If you thought that the library was just for books these days though, you’re mistaken. This government lending business has been expanding in fun ways in […]

Money Wasted In City Traffic: The ‘Social’ Cost of Urban Immobility [INFOGRAPHIC]

At a whopping $60 billion, the surprising costs of traffic congestion in highly urban American cities could have very well swapped for the price of delivering basic social services to middle and low-income Americans. The hefty cost of congestion is looming to be among the most pressing challenges faced by first world economies, with equivalent social […]

Cheap Winter Vacations: A Guide to 5 Winter Destinations

It’s cold, it’s dark, it’s snowing, and it’s miserable. It’s time to save yourself from the winter gloom. Looking for a winter getaway with a budget? Look no further. Puerto Rico I am always amazed at how cheap flights to Puerto Rico are if you do a little research. Depending on where you are flying […]

Credit Card Rewards: A Guide to Helping You Find the Card That Best Fits Your Needs

Building credit can be rough. I have trouble even using my credit card because I am so forgetful that I know making payments on time will be an issue. Unfortunately, good credit is very important to functioning in the real world. From renting an apartment to being trusted by your cable company, you need good […]

The Economics of Coffee: From Cherry to Cup

Follow our hypothetical cup of story and you’ll never see coffee in the same way. It’s five in the morning. Rob in Chicago opens a bag of Kenyan whole coffee bean to brew a cup. Eight thousand-plus miles away across the Atlantic, Bushogo keeps out of the afternoon Kenyan sun and takes a breather in […]

Online loans instant approval: How to find out if a quick loan is good for you?

Leah googled “online loans instant approval” and she got a slew of online loans going by different names. She wants to know if they’re all the same: “Hi, I searched for online loans using ‘online loans instant approval’ and got different loan names such as payday loans, short-term loans, cash advance, etc. Are all of […]

Quick loans online: 4 fees and costs to consider when applying for one

With the approval of quick loans online faster today than ever, many borrowers can also easily fall prey to an unscrupulous direct lender. Despite federal and state regulations that strictly monitor quick loans online now, a direct lender can find a loophole that may trap you in a debt spiral if you’re not careful. Let’s […]

Online Loans: Best Way to Use Them Wisely And Stay Out of Trouble

Today online loans are easy to secure if you have a job and bank account. All you need is to fill up an online application form with personal and work data and you can get approval on the same day and usually without a hitch. But online loans have higher interest rate and stiffer penalties. […]

7 Ways to Get Wise with Food – “No Free Lunch” Won’t Relaunch the Boomerang Kid

A tongue-in-cheek article by Rona Benjamin published in Huffington Post says you’ll need to starve your boomerang kids if you want them to move out of your house. This was said in jest, of course, but the outpouring of opinions clearly showed the gravity of the issue. An increasing number of young adults are moving […]

Triple Your Money in 30 Days! … and Other Scams You Should Know

What is worse than an economic crunch? People scamming people during the hard times. It’s evil. But it is a scene that keeps repeating itself. Sadly, the victims are often the most financially vulnerable among us: the elderly, pensioners, and employees whose savings and retirement options are their only main assets. We re-visited some of […]

Best Financial Advice Yet: Prey on the Environment

The lion is king only as far as the zebra allows it. Before you fling a cleaver on us, we don’t mean juicing the life out of Mother Earth. Rather, let’s paint a general picture of how we behave around money as a group of sub-groups with each one having its own complex money habits. […]

The Color of Money

While financial statistics stack up against African-Americans in the big picture, they can change the money game at the personal level. You studied hard, worked your way up from inner school to the state university, started off a career from the ranks and got yourself a family along the way. Life was good. As you […]

Funny Money and Frugal Living Cartoons That Hit Home

So much has been said and done in the name of frugality. Some with effective results, others with forgettable failures. The term itself invites curiosity, awe and sometimes disbelief. What do we really think about when confronted by frugality, either as a lifestyle, a choice yet to be made, or a sacrifice dictated by circumstances? […]

Are Financial Markets & Global Economy Just Like Natural Ecosystems?

No one was left unscathed by the global economic crisis that started in 2008. Everyone felt the shockwaves echoing from the crash triggered by the excesses of Wall Street. Many didn’t just feel shockwaves. The situation crashed right on top of them and crushed their hopes and dreams. Some suffered more than others. Those who […]

Student Loans: Grief and Relief

Financial analysts are worried that the level of student loan debt in the United States has reached crisis proportions, and will only need the slightest push to tip it over the edge. It’s hard to imagine undergraduates with six-figure student loan debts but that’s the reality made even more painful when in 2005 bankruptcy reform […]

James Anthony

Articles published by James Anthony: