15 Popular Payment Gateway Solutions: Which One Is The Best?

A payment gateway serves a channel between an eCommerce website and the bank that processes a customer’s credit card payment. It can also process debit card and eCheck (ACH) payments. The main function of the payment gateway is to securely transmit the consumer’s confidential credit/debit card and bank account data to the issuing bank and get a reply from it about whether the transaction is accepted or declined.

Technology has changed the way eCommerce companies accept and process payments. The most prominent of these are payment gateway systems, which have been steadily growing in popularity. However it is but one of the payment trends that are seen to change the way we pay.

If you are an e-commerce vendor that is looking for a suitable payment gateway solution, you have come to the right place. Now there are a lot of payment gateway providers out there, if you want to make sure that you’re choosing the right one, this piece on legit gateway providers in the USA should prove helpful. In this article, we provide detailed reviews of the top payment gateway systems in this category from which you can make an informed choice for your business needs.

Top Payment Gateway Solutions

1. Stripe

Stripe enables internet businesses to accept payments and manage transactions online. It provides a complete toolkit for businesses operating on the web whether it’s an e-commerce store, a crowdfunding platform, a subscription service, or an on-demand marketplace. If you want to try its features before committing to a plan you can easily contact Stripe for a demo here.

The platform uses a cloud-based infrastructure to allow scalability and to tighten security. It removes the complexity of financial operations in online commerce by leveraging the platform to work with financial institutions, banks, payment networks, regulators, and consumer wallets in place of your business.

It has a service for marketplaces and payments platforms to use in accepting money and paying out to third-party systems. This makes it possible for Stripe to work for any business model as mentioned through its simplified infrastructure with pre-made UI components and an API-first approach for customization.

2. SecurionPay

Second on our list is online and mobile payment solution SecurionPay, an all-in-one solution that is designed to help businesses with their paid subscription and online payment needs. The software is highly-versatile, able to support systems running on Mac, Windows, Linux, iOS and Android.

SecurionPay’s highly-secure payment gateway sports an advanced checkout functionality that allows users to accelerate the transaction process, improving conversion rates. The vendor has leveraged years of banking, IT development and payment processing experience to create the most powerful and dependable payment gateway software out in the market today.

Security is not a problem with SecurionPay as it utilizes popular anti-fraud protocols, which constantly screen payments for fraud. Additional security features include blacklisting rules, PCI level 1, a non-invasive 3D Secure tool and tokenization, which further reinforce transaction security. It comes with a native API, allowing it to quickly integrate with third-party applications. The product also has plugins for eCommerce apps such as WooCommerce and Magento.

Securion Pay is available in a transparent and straight pricing plan of 2.95% of transaction value + $0.29. For those who want to try out the service first, a free trial is also available

3. PayU

PayU is a popular payment gateway that offers fast and simple payment processes for vendors and buyers. It matches merchants’ requirements with customers’ shopping and payments behavior. Plus, it provides local expertise, a single integration, and innovative tools for business needs.

PayU offers more than 250 secure and fast payment methods. You can use them on any internet-connected computer, e-wallet, mobile device, and even offline. Businesses in geographies such as Africa, the Middle East, Latin America, Central and Eastern Europe, and Asia can tailor the solution to meet the demands of their local markets.

Top features of PayU include mobile integration, recurring payment, express payment, tokenization, Web checkout, alternative payments, and multi-currency support. The vendor provides quote-based pricing that is customized for the features your company uses. Plus, you can depend on reliable phone and email support to resolve any issues.

4. PayPal Payments Pro

PayPal Payments Pro is a payment processing system designed on PayPal’s technology. It can be used by online businesses to accept credit card payments as well as process retail and mobile credit cards. Plus, you can create and host your own checkout pages for complete control.

PayPal Payments Pro charges a flat rate of 2.90% along with a $0.30 per-transaction fee, which is helpful for enterprises with large tickets. The flat fee remains the same for credit, debit, rewards, and corporate cards. You don’t need a PayPal account to purchase using this solution. On top of accepting online payments, merchants can also process credit card payments through fax, phone, and mail (Virtual Terminal).

5. Braintree

Braintree is an online payment gateway that makes payments easier. This application offers global commerce tools that can be used to accept payments and build businesses. It allows enterprises to develop their own experiences and expand their businesses around the world.

Why is Braintree in this list of popular payment gateways? For one, merchants in greater than 40 nations use Braintree to enable and accept payments in more than 130 currencies. Plus, this solution is part of the PayPal network, which gives more options to users for online payments. On top of that, the provider offers simple processes, innovative concepts, and excellent support. Top features include Braintree vault, dynamic control panel, easy repeat billing, 2-day payout, and global coverage.

6. Skrill


Skrill stands out in a market where there are numerous low-quality money transfer and payment processing services. This payment service enables you to provide efficient support to your customers and not worry about late payments.

Skrill was launched in 2001 and today is a top global brand. It is used by many leading companies that are impressed by its innovative facilities and solutions. This provider has won many prestigious awards including the EGP B2B Award and the Deloitte Technology Fast 50 Award for its impeccable product. Key features include free account, fast access, credit card transactions, email transactions, and one place data.

7. Adyen

Adyen is an ideal payment technology service for modern companies. This solution was launched in 2006 by talented payment technology specialists and it makes payment and money transfer procedures efficient and simple.

Businesses need to attract new customers and they can do so by using Adyen which enables consumers to pay easily online through mobile devices. You can replace complex payment methods with this smooth and seamless payment gateway. For this reason, the solution is favored by many global companies. Top features include one-click recurring payments, remote store management, data driving, and risk management.

8. Amazon Payments

Amazon Payments is designed for both Amazon merchants and customers. It is a fast and reliable payment solution that is used by millions of Amazon users. The app consists of two packages:  Pay with Amazon (merchants) and Log In and Pay (shoppers).

Pay with Amazon helps online retailers to provide a smooth shopping experience for their customers. It offers essential features designed to attract new consumers and convert them into repeat buyers, smooth their shopping process, and boost customer loyalty using customizable recurring payments and other methods.

Log In and Pay allows Amazon customers to experience speedy checkout on thousands of apps and sites. This package stores seller information safely and it can be accessed in apps and websites where you buy frequently.

9. Authorize.Net

Authorize.Net is a payment gateway solution that offers the required infrastructure and security for fast and reliable transaction data transmission. You don’t need to install any software as this solution manages online transaction routing just like a conventional card swipe machine.

Over 370,000 merchants use Authorize.Net to accept payments securely. This solution provides a range of value-added services to protect businesses from fraud and to enable them to scale their offerings to meet demand. Merchants can generate reports, look at account statements, configure account setting, and manage transactions easily using this platform.

10. BlueSnap

BlueSnap is an integrated global payment management and affiliate marketing solution. Businesses can use this platform to accept payments from international and local clients. The main feature of this solution is its fraud prevention system which significantly reduces fraudulent payments.

BlueSnap offers a global network of acquiring banks in its Powered Buy Platform. The advantage is merchants can get the highest payment conversion rates and thus enhance their revenues. Another important element is BlueSnap’s innovative subscription billing engine which generates accurate invoices. Other key features are payment API, hosted solutions, payment processor, merchant account, virtual terminals, and third party plugins.

11. CyberSource

CyberSource offers a complete portfolio of payment management services that automate and simplify payment operations. Currently, more than 400,000 businesses are using this platform for secure online payment transactions and to manage fraud effectively.

CyberSource was founded in 1994 which makes it one of the earliest payment gateway solutions. The company strengthened its market share in 2007 by acquiring Authorize.Net. In 2010, it became a subsidiary of Visa Inc. Main features of this platform include export compliance, managed risk services, decision manager, secure acceptance via Web/mobile, global tax calculation, bank transfers and direct debit, payment cards, and cross-channel payments.

12. CardinalCommerce


CardinalCommerce is a payment gateway provider that enables secure transactions and authenticated payments, and offers alternative payment brands for both mobile commerce and online eCommerce. This platform offers payment brands for thousands of global merchants.

CardinalCommerce has utilized years of feedback and experience to design suitable payment processing solutions for financial institutions and merchants. Its range of products is used by merchants in more than 200 countries and in greater than 180 currencies. Main features include universal wallet, universal PIN debit service, tokenization, mobile marketing, mobile banking, hosted payments, digital gift cards, and consumer authentication.

13. Payza

Payza (formerly AlertPay) can be used by businesses and individuals to securely send and accept money anywhere in the world. Individuals can open a personal Payza account while enterprises can make use of business accounts for their larger needs. This solution performs conventional online payment processing and is similar to other payment gateways.

Payza is available in 22 currencies and is used in 190 countries. This service is especially popular in developing countries where merchants use it to send and receive money on a global scale. Top features of this solution include shopping cart integration, centralized management, payment buttons, local payment options, request funds, send funds, and secure online payments.

14. Avangate

Avangate helps online services, software, and SaaS companies to manage subscription billing, digital commerce, and global payments for channel and digital sales. It is a cloud platform that can be used by digital businesses to expand global reach and enhance customer value. This service is used by more than 4,000 companies in over 180 countries including top names such as Brocade, Absolute Software, HP Software, Bitdefender, and Kaspersky.

What benefits does Avangate bring to the table? These include live implementation in days, enhanced online and channel sales, automation of billing and renewals, and optimization of commerce operations. Top features are subscription billing, merchant and marketing services, global payments, eCommerce manager, commerce cloud, channel manager, and affiliate network.

15. Converge

Converge is a cloud-hosted payment solution that enables businesses to accept payments online, in-store, and on the go. You can easily configure this flexible platform for your business needs.

Converge provides compatible solutions for all environments including eCommerce, mobile app, mobile Web, in-store, telephone, and traditional mail. You can use these solutions to optimize your payment processing procedures and drive long-term growth. Converge is successful because it also offers valuable integrations and affordable pricing. Key features include detailed reporting, tokenization, encryption, EMV, electronic benefit transfer, gift cards, and checks, and mobile payments.

And that’s about it, our list of the 15 popular gateway solutions. But don’t dive right away into a deal, take time to consider what you really need in such a platform. If you still have doubts about the products mentioned, check out this guide on the top 20 payment gateway providers, which will tell you more about some of the most popular tools in the category.

Category: B2B News

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