Jenny Chang Author Page | Financesonline.com

Public Speaking Tips: How To Give A Great Presentation

Have you ever had to give a presentation or a talk that you knew could make or break your career with your company? It’s a lot of pressure, and many Americans are horrible public speakers. Even worse, it seems that there is always at least one co-worker in your office who has mastered the art […]

How to Search for an Internship Job You’ll Be Satisfied With

Internships are becoming more popular as ways for students and young adults to enter the workforce. Some people look for internships to help them refine skills and build a resume within a certain field, while others spend years trying out different internships to learn more about themselves and their career interests. Whatever your motives are […]

5 Most Expensive Sports You’ll Probably Never Do in 2024

Sports are the world’s favorite pastime. They’re fun to watch and fun to participate in: especially when the stakes are high. Stakes are at their highest when it comes to the world’s most expensive sports because at any given moment thousands, if not millions, of dollars are on the line. Most of us will never […]

Wealth Management: How To Become Rich Even With A Low Income

You’re already well into your career and you haven’t hit it big with any job opportunities yet. You’re not the CEO of a company, you haven’t invented anything that will make you millions, and none of these things seem to be feasibly in your future. Luckily, fancy job titles are not necessarily what makes people […]

Credit Card Balance Transfers: How Can You Use Them To Save Money?

Balance transfers are one of the most enticing offers that a credit card company will send you. 0% interest rates are common, and for many of us the offer can be too attractive to turn down. How then to make best use of balance transfers? Are there risks to your credit score? In this article […]

Xbox One or Playstation 4? Find Out Which Gaming Console Is Better For You in 2024

With the top dogs in console gaming out this month, have you decided which one to get yet: Xbox One or PlayStation 4? We’ll help you decide which is better by peeking inside both consoles, as much as inside you—what kind of a gamer you are—to know which one packs a better deal. We’ve even […]

10 Most Expensive Toys and Games in 2024: From Diamond Barbie to Astolat Dollhouse Castle

What is the most expensive toy in the world? A dollhouse tops our list but it’s unlike any other. The Astolat Dollhouse Castle is detailed with fine architecture, engineering and design boasting of 29 rooms, a pool and a gym. It even has a bar with real but tiny liquor bottles. You’ll find more most-expensive […]

Retirement Savings Scams: How to Protect Seniors from Fraud

Seniors are easy targets for unscrupulous financial capers simply because they are perceived as having that bounty of a retirement money. With the way how retirement savings now become a high-profile issue by marketing and investment firms, scammers have a mindset that there is always some financial nest egg stashed somewhere. Likewise, the difference in […]

10 Most Expensive Golden Items in 2024: From a Gold Watch to Gold Gadgets

Gold has always been a highly entertaining, informative and beguiling subject not only because of its intrinsic value that has been the themes of tall tales and real stories but also because of its role in the economy. Alongside rhodium, platinum and silver, the high price of gold is due to its rarity as a […]

Woman Sole Breawinners: 6 Tips You Should Know To Get Back On Your Feet

More women are becoming sole breadwinners as the male-dominated manufacturing sector is hit by outsourcing and the recent recession. With women making half of the working population according to recent U.S. Bureau of Labor statistics, more women are also finding themselves the lone income earner in the family. It is a difficult situation, but there […]

Income Inequality: Views & Solutions From Experts

Income inequality, or the wide gap in wage growth and value between the highest-earning citizenry and the lowest-earning workers in a given nation, is increasing at an alarming rate. On a global scale, the bottom earners’ income increases by only 1.4 percent, while the top earners’ grows by 2 percent yearly. In the United States, […]

Exciting New Gadgets in 2013: Gold iPhone 5S, Google Glass and Other Tech We’re Still Waiting For This Year

2013 will be remembered for many things, but in the world of consumer electronics it will be remembered as a year when techpreneurs proved that innovation still lives, and that the enterprising spirit burns strong as ever. Here’s an ultimate buyer’s guide for the year’s most significant developments in the world of consumer technology. Smartphones. […]

10 Most Expensive Little Black Dresses in 2024

Versatile in style and a suitable look for almost all occasions, every sensible yet stylish woman should have a Little Black Dress. It is such a ubiquitous wardrobe piece that has rightfully earned the universal fashionista reference LBD. Simplicity and timelessness are the hallmarks of a really functional little black dress. Simple so that it […]

Income Inequality: Social Mobility Paves The Road To Fix Poverty

Economic and social mobility is the idea that people are not limited or defined by where they start, but can move up in life based on their efforts and accomplishments. In its core essence, social mobility is a very important concept that transcends economic interest. As a human equality and social justice issue, its concept […]

Evolution of Money: From Ivory Tusks to Heavy Metals

Money makes the world go round. This often used and abused saying could not have been coined in the olden days, when money as we know it did not exist and instead, other things of value were used to carry out buying and selling transactions. True enough, it is hard to imagine fat, well-fed cows […]

SaaS Accounting Software: 6 Things to Look for Besides the Features

When your small business requires more complex accounting solutions, but you can’t afford a fully functional in-house system, a Software-as-a-Service (SaaS) accounting product can help leverage your needs. But don’t just go for an accounting software product with the most robust features, there are other equally, if not more, important factors to consider, which can […]

10 Most Ridiculously Expensive Haircuts Of All Time in 2024

The haircut, the basic of all hair grooming acts, can come anywhere between practical frugality and stylish squandering. When it comes to hair spending, there are many people who confessed not willing to pay for a cent to cut strands that will grow back anyway. It’s quite easy to understand – a scissor, a comb […]

5 Facts & Myths About The American Dollar

It’s just a dollar, we often hear these days referring to the cheapest value of money one can pay for something. While the value of the US dollar or the greenback has eroded over time, it remains the subject of many fascinating information bordering on factual to imaginary. Many urban legends surround the US dollar […]

How and Where iPhone Is Made: A Surprising Report on How Much of Apple’s Top Product is US-manufactured

Are the last chapters of the iPhone saga unfolding? Not by any stretch of imagination, if you ask the Apple faithful. Definitely starting, if you ask the Android challengers. The world and word war between Android and Apple just keeps escalating to ever greater heights, and has been the most engrossing story in business and software […]

The Comic Book Industry: 10 Facts About Its Financial Superpowers

We’re just halfway through 2013 and we’ve already witnessed the success of superhero blockbusters. Man of Steel, the latest take on the Superman franchise was a financial success and grossed a whopping $116.6 million in the US on its opening weekend. Worldwide receipts, a month after its release, now stand at $635 million. These figures, […]

6 Most Profitable Fundraising Dinners and Events in 2024

Fundraising is a key source of funds not only for charitable institutions but also for pushing social activism, from animal welfare, energy conservation, planet protection to political campaigns. Implementing fundraising strategies do not only entail hard work, they also require money to carry out strategic plans especially if there is a target amount to be […]

Summer Cooking Recipies – Frugal Ideas For A Fun Cookout

Nothing beats enjoying the invigorating summer breeze while the scent of slowly cooking hickory-flavored juicy ribs, chicken, franks and burgers make everyone wild with anticipation of a hearty outdoor feast with family and friends. A fun summer cookout does not have to be costly. It takes good planning and preparation on the part of the […]

How Much to Save, Why and Where – Tips To Stay Safe In a Money Emergency

How much to save to make sure you can live decently when emergencies arise? Why do you need to save, in fact; and where do you put your life savings? When the ship sinks you better have a line to hang on. Sadly, many of us will drown in the uncharted waters of tomorrow. According […]

Cheap Summer Vacations (and the Not-so Cheap): Europe and Asia

Cheap summer vacations in Europe and Asia are possible; you just need to separate the affordable chaff from the costly grain. Both continents boast of cities with rich history, heritage, culture and cuisine. But both cannot be farther from each other as apples to oranges. Visit all or any of their cities and you’ll […]

Loan Co-Signor: How To Protect Yourself From The Risks in 2024

Many relationships, from close family members to great friends have been strained because of misunderstandings and fights arising from troubles of being a co-signor in a loan. Indeed, agreeing to be a loan co-signor involves a lot of financial, legal and personal risks. What are these risks and their effects to the unwitting debt co-signor? […]

Futures, Options, Precious Metals and Collectibles: Invest At Your Own Risk

Not all investment opportunities are created equal, we all know that. They all differ in terms or risks and rewards. However, there are special types of investments that the novice investor should not even look into, however tempting they might be at first glance. They may be profitable for those with long years of investment […]

Fairtrade Coffee Campaign 30 Sept – 13 Oct 2013

Independent Business? Selling Fairtrade Coffee? Want to sell more Fairtrade Coffee? Read on to find out how…

Binary Options Trading: An All or Nothing Gamble?

Binary options trading sounds too legit to be anything but above board. After all, this involves publicly traded stocks and commodities. Lately, however, it has been criticized as nothing more than gambling, pure and simple, yet the buzz around it is getting louder and the promise of easy money is attracting the attention of people […]

Stocks, Bonds, Real Estate and Small Businesses: Get Your Investment Basics Right

Let’s be honest about it. A job that pays well will provide enough to get you by and see you through rough times. You might make enough to send your kids through school and save up for retirement. You’ll eventually make enough to buy a home to raise your kids in and a car for […]

Money and Relationship Survival Tips For The Sole Breadwinner Household in 2024

The mistake most sole financial providers make is excluding the “personal” life in the work-life balance. Looking after this department is crucial if one is to overcome the pressures, demands and fears in providing solely yet adequately for loved ones. Taking care of personal aspects in work and living ensures that the sole breadwinner maintains […]

Make Money From Your Hobby – There’s a Job for That!

Do you want to make money out of your hobby? There’s a job for that and just about any other hobbies. Working with passion is every employer’s dream and every employee’s aspiration because when you love what you do work becomes a passion. Or is it the other way around? Here are some hobbies that […]

Fun and Frugal Tips For The Savings-Conscious Family

Entertainment is an important facet of life, essential to recharge the mind, body and spirit. It is also a major expenditure, especially if one thinks of entertainment as the standard dining out, going to movies and theme parks, playing with the latest gadgets and enjoying technology – all these comes with a price. While it’s […]

High Paying Jobs That Don’t Require A Degree

These are jobs that are high paying and they don’t require a degree. Times are unpredictable and jobs are shaky. In this age when your manufacturing job may be shipped to Guangzhou tomorrow, or the economy dips to new lows, how about arming yourself with a new skill that not only doesn’t need a degree […]

Loans Online Instant Approval: A Helping Hand In Emergencies

Nerry asked us the following question: “I’ve heard much about loans online instant approval and that it’s easy to get one even with a bad credit. To be honest, I love it that there are lenders that will talk to people with bad credit like me. But I’m just being extra careful why they will […]

Where Can I Get a Loan With Bad Credit?

Having money to do with as you please is always a good thing. You can buy whatever you want and not lose sleep about it. Unfortunately, for most us this isn’t really the case. Only a handful of people can afford to live like this. We, on the other hand, have to agonize over every […]

Short Term Loans Online Can Solve Your Cash Flow Problems

Chris asked me the following question today: “I’m in my early twenties and I’ve decided to get an educational plan that will mature in 30 years. I’m thinking that I’d probably have a college kid by then or I can use it as part of my semi-retirement plan. I do earn part-time for coding stuff, […]

Health and Fitness Need Not be Expensive

Health and fitness is more affordable than you think. Who said you need a credit-draining gym membership or expensive equipment to start an exercise regimen? Exercise can be inexpensive, effective and just as fun as the fitness club or a roomful of bodyweight machines. In general, you need different kinds of exercise for a holistically […]

Advice for Saving on Transportation and Making the Switch to Cheaper Modes of Getting Around

If you are running low on funds one major way to save money is by making the switch to public transportation. According to the American Public Transportation Association, public transit users save over $9,000 a year on average. Imagine all of the cash that you could save by both cutting the need to buy gas […]

Understanding Adjustable Rate Mortgages (ARMs)

An ARM, short for adjustable rate mortgage, is mortgage on which the interest rate is not fixed for the entire life of the loan. The rate is fixed for a specified period at the beginning, called the “initial rate period”, but after that it may change based on movements in an interest rate index. ARMs […]

Jenny Chang

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