Last year, 2020, we witnessed many key developments in the SaaS industry. Excitement has been high owing to the introduction of newer technology in SaaS. These include even more powerful AI, machine learning, and the much anticipated 5G experience. Global SaaS trends indicate that in 2021 and beyond, we will witness a great increase in […]
Read the full story »Road trip is a classic American preoccupation. More so today, when tight money matters make it impractical for average earners to embark on a dream foreign destination. Road trips are not only fun and exciting, they can compare with top global tourist destinations at a fraction of the cost. Adventurous ones tend to embark on […]
Some financial literature differentiate between good debt and bad debt, like a student loan is considered a good debt while a credit card is considered a bad debt. These quick generalizations may be simplistic, if not unfairly analyzed, since the “bad” and “good” tags are applied based on general terms like high or low interest, […]
As discussed in “Binary Options: An All or Nothing Gamble?” binary options are a way of trading options for securities, commodities, and foreign exchange based on correctly predicting their future value against the current price. A “call” (buy) option assumes the price will rise. A “put“(sell) option is based on predictions that the price will […]
The upcoming releases of the PlayStation 4 and the Xbox One have Sony and Microsoft fanatics alike anxiously awaiting the 2013 holiday shopping season. While some of us already know which new console we will be committing to, others are busily comparing the tech specs and E3 footage to make the best choice. If you’re […]
Wimbledon fever is on high gear and the grass is trimmed and set. Time to brush up your tennis I.Q. and we’ve put together some trivia and facts about Wimbledon that, um… may have nothing to do with the game. But these are swell things to know should you happen to be dating a tennis […]
Every year, Americans spend millions of dollars in small kitchen electrics. Just last year, spending for kitchen gadgets and gizmos increase to 10 percent from 2011, which was also up by 9 percent from 2010. Despite the state of the US economy which is not conducive for a kitchen splurge, research firm NPD Group attributes […]
Every year, Forbes comes up with an annual list of the filthiest richest people on Earth (Forbes Billionaire list), and a few months after that, it gets far more “contributor” responses in the form of (violent) reactions and computation corrections for its Forbes Fictional 15. Sans an accurate wealth valuation, we come up with our […]
Zombies. Vile, evil, unsightly and undead, they can use some tips from vampires on how to live in style. We’ve culled six tips, in fact, why zombies are not getting any richer than their vampire counterparts, who we have seen to have had owned plantations and lived in mansions, commandeered castles; earned medical degrees or driven […]
Income inequality on a global scale is surging, and while the eye of the storm is focused on the United States because of the alarming gap and trend among the rich and the poor and it’s ironic impact on the so-called American Dream, many countries around the world are exhibiting wide income distribution gaps at […]
Commercial space travel has developed to include not only convenience in space transportation for astronauts, but also once-in-a-lifetime outer space exploration for the idle rich known as space tourists. Before, astronauts traversed space in capsules, rockets, and orbiters. But with commercially designed space vehicles developed under NASA’s collaborative programs with space aviation agencies, a more […]
Asian cities are about 500 dollars cheaper than our European list on the average. A Himalayan place and a Buddhist city occupy the opposite ends of our favorite Asian cities by travel cost. Kathmandu, tucked in the heart of Nepal, is our most expensive in the list; while Bangkok is the most affordable city overall. […]
Cheap summer vacations in Europe and Asia are possible; you just need to separate the affordable chaff from the costly grain. Both continents boast of cities with rich history, heritage, culture and cuisine. But both cannot be farther from each other as apples to oranges. Visit all or any of their cities and you’ll […]
Income inequality refers to an income distribution in which a smaller group’s share of the total income is larger than the share of the larger population. For instance, in the United States where income inequality persists, the top 20% of U.S. households accounted for more than 50% of the total US household income in 2011. […]
Facebook COO Sheryl Sandberg’s book Lean In has been causing a lot of buzz among women in the workplace—and women looking to jump (back) into the workplace—since its release a few months ago. People are talking about the book and Sandberg’s advice all over the internet, fans of the book have built quite a growing […]
Many relationships, from close family members to great friends have been strained because of misunderstandings and fights arising from troubles of being a co-signor in a loan. Indeed, agreeing to be a loan co-signor involves a lot of financial, legal and personal risks. What are these risks and their effects to the unwitting debt co-signor? […]
Not all investment opportunities are created equal, we all know that. They all differ in terms or risks and rewards. However, there are special types of investments that the novice investor should not even look into, however tempting they might be at first glance. They may be profitable for those with long years of investment […]
For the fresh college grad, everything looks sunshiny and abloom when it comes to what the future holds. Despite post-recession downturns like lack of real, full-time and well-paying jobs in the monthly Labor Department employment updates, enthusiasm and positivism naturally runs high in the veins of a young American finally free from campus confines and […]
Not all vacations, especially in the summertime, should be about the sun, sand and sea, nor should it entail dipping into your savings for a 2-way ticket to out-of-state destinations or a foreign country. In the same way, unlike full-on staycations, brief breaks on a budget need not be strictly within city limits. Short vacations […]
No beverage on earth has been as celebrated and as cursed as good old coffee. Prior to its rise as the beverage most popular on the planet next only to water, coffee has been through a lot. It has been persecuted like a saint, subjected to trial like a heretic, oppressed like the common masses, […]
Since swooping into the comic book industry and taking America by storm in the 1930s, Superman was able to nurture trust of comic lovers and has been both a superhero in action and a super source of revenue. With his extra-human superpowers, Superman has succeeded in not only coming back from the dead and fighting all villains […]
Binary options trading sounds too legit to be anything but above board. After all, this involves publicly traded stocks and commodities. Lately, however, it has been criticized as nothing more than gambling, pure and simple, yet the buzz around it is getting louder and the promise of easy money is attracting the attention of people […]
The battle is on between the dollar and yuan as the world’s reserve currency. Or is there a battle at all? The dollar will remain the world’s top reserve currency—not the yuan any time at all—and for four good reasons to be spelled out in a while. A CNBC report early this year echoed a […]
Let’s be honest about it. A job that pays well will provide enough to get you by and see you through rough times. You might make enough to send your kids through school and save up for retirement. You’ll eventually make enough to buy a home to raise your kids in and a car for […]
One fact of life is that as we grow older, we will eventually need to have something to show for the responsibility and maturity which we have acquired as natural part of our self-growth. These things are major-ticket goals, which means they entail major expenses as well. This is where building a life savings or […]
The week’s news and hot topics on money and finance that are relevant to women reveal a growing number of successful female entrepreneurs, while many average waged women still struggle. Breast CA is put on the spot and men are found to be the real shopaholics. Angelina’s faulty genes Market Watch The preventive double mastectomy […]
Women make an average of 30% less than men: $.70 cents to a man’s $1.00. Women of color fair even worse when it comes to income—making just around $.64 cents to a white man’s dollar. While the odds are against the average woman, especially the average minority woman, in the United States some women have […]
You need to pay your cellphone bill but you’re $75 short and won’t be paid for two weeks. An unexpected expense came up—your daughter needs a new uniform for the soccer team—and you can’t stretch last week’s paycheck to cover the expense. “I need alone now and I don’t know where to turn!” We’ve all […]
How to save money can be fun, too, especially with these six DIY ideas to dress up your living room. We culled some of the more interesting DIY projects with each one to complete a living room set. From the major pieces to the accents, these pieces are meant to add color to your living […]
Being the breadwinner – and the sole financial provider at that, is not a choice especially in these hard and trying times. The unstable job market, changes in family structure with more and more single-parent households, and the practicality of having one parent stay home and care for children are all factors in being a […]
There’s no sense being sensitive about this heavy issue. The word “fat” has taken on evil proportions in the last few years to the point where political correctness borders on absurdity. Yes, it’s unhealthy to aspire to unrealistic images of leanness promoted by media. But the opposite can be equally unhealthy and even more life-threatening. […]