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Cheap US Road Trips: Gearing Up For Budget Vacations

Road trip is a classic American preoccupation. More so today, when tight money matters make it impractical for average earners to embark on a dream foreign destination. Road trips are not only fun and exciting, they can compare with top global tourist destinations at a fraction of the cost. Adventurous […]

Bad Debt Myths Debunked: Do Good Debts Exist?

Some financial literature differentiate between good debt and bad debt, like a student loan is considered a good debt while a credit card is considered a bad debt. These quick generalizations may be simplistic, if not unfairly analyzed, since the “bad” and “good” tags are applied based on general terms […]

Binary Options: The Way to Play

As discussed in “Binary Options: An All or Nothing Gamble?” binary options are a way of trading options for securities, commodities, and foreign exchange based on correctly predicting their future value against the current price. A “call” (buy) option assumes the price will rise. A “put“(sell) option is based on […]

PlayStation 4 vs. Xbox One: Which Game Console Should You Buy?

The upcoming releases of the PlayStation 4 and the Xbox One have Sony and Microsoft fanatics alike anxiously awaiting the 2013 holiday shopping season. While some of us already know which new console we will be committing to, others are busily comparing the tech specs and E3 footage to make […]

6 Wimbledon Facts To Impress Your Tennis-loving Friends

Wimbledon fever is on high gear and the grass is trimmed and set. Time to brush up your tennis I.Q. and we’ve put together some trivia and facts about Wimbledon that, um… may have nothing to do with the game. But these are swell things to know should you happen […]

Kitchen Gadgets: 5 Things You Should Know Before Buying Them

Every year, Americans spend millions of dollars in small kitchen electrics. Just last year, spending for kitchen gadgets and gizmos increase to 10 percent from 2011, which was also up by 9 percent from 2010. Despite the state of the US economy which is not conducive for a kitchen splurge, […]

The Richest Fictional Characters and their Real-Life Versions

Every year, Forbes comes up with an annual list of the filthiest richest people on Earth (Forbes Billionaire list), and a few months after that, it gets far more “contributor” responses in the form of (violent) reactions and computation corrections for its Forbes Fictional 15. Sans an accurate wealth valuation, […]

Zombie Money Survival Kit: 6 How To Get Rich Tips from Famous Vampires

Zombies. Vile, evil, unsightly and undead, they can use some tips from vampires on how to live in style. We’ve culled six tips, in fact, why zombies are not getting any richer than their vampire counterparts, who we have seen to have had owned plantations and lived in mansions, commandeered castles; […]

Income Inequality Across Nations: Why You Should Care

Income inequality on a global scale is surging, and while the eye of the storm is focused on the United States because of the alarming gap and trend among the rich and the poor and it’s ironic impact on the so-called American Dream, many countries around the world are exhibiting […]

Space Tourism: How Much Should You Save For A Space Trip?

Commercial space travel has developed to include not only convenience in space transportation for astronauts, but also once-in-a-lifetime outer space exploration for the idle rich known as space tourists. Before, astronauts traversed space in capsules, rockets, and orbiters. But with commercially designed space vehicles developed under NASA’s collaborative programs with […]

Cheap Summer Vacations (and the Not-so Cheap): Europe and Asia

Asian cities are about 500 dollars cheaper than our European list on the average. A Himalayan place and a Buddhist city occupy the opposite ends of our favorite Asian cities by travel cost. Kathmandu, tucked in the heart of Nepal, is our most expensive in the list; while Bangkok is […]

Cheap Summer Vacations (and the Not-so Cheap): Europe and Asia

Cheap summer vacations in Europe and Asia are possible; you just need to separate the affordable chaff from the costly grain. Both continents boast of cities with rich history, heritage, culture and cuisine. But both cannot be farther from each other as apples to oranges. Visit all or any of […]

Income Inequality in the US: Green Bucks of Wrath

Income inequality refers to an income distribution in which a smaller group’s share of the total income is larger than the share of the larger population. For instance, in the United States where income inequality persists, the top 20% of U.S. households accounted for more than 50% of the total […]

Facebook COO Sheryl Sandberg’s "Lean In": Find Out If It's Worth the Read

Facebook COO Sheryl Sandberg’s book Lean In has been causing a lot of buzz among women in the workplace—and women looking to jump (back) into the workplace—since its release a few months ago. People are talking about the book and Sandberg’s advice all over the internet, fans of the book […]

Loan Co-Signor: How To Protect Yourself From The Risks

Many relationships, from close family members to great friends have been strained because of misunderstandings and fights arising from troubles of being a co-signor in a loan. Indeed, agreeing to be a loan co-signor involves a lot of financial, legal and personal risks.   What are these risks and their effects […]

Futures, Options, Precious Metals and Collectibles: Invest At Your Own Risk

Not all investment opportunities are created equal, we all know that. They all differ in terms or risks and rewards. However, there are special types of investments that the novice investor should not even look into, however tempting they might be at first glance. They may be profitable for those […]

Student Loan: Goodbye College, Hello Loan Repayment!

For the fresh college grad, everything looks sunshiny and abloom when it comes to what the future holds. Despite post-recession downturns like lack of real, full-time and well-paying jobs in the monthly Labor Department employment updates, enthusiasm and positivism naturally runs high in the veins of a young American finally […]

Big Savings Ideas for Short Family Breaks

Not all vacations, especially in the summertime, should be about the sun, sand and sea, nor should it entail dipping into your savings for a 2-way ticket to out-of-state destinations or a foreign country. In the same way, unlike full-on staycations, brief breaks on a budget need not be strictly […]

The Coffee Leaks: Coffee Secrets, Lies and Controversies

No beverage on earth has been as celebrated and as cursed as good old coffee. Prior to its rise as the beverage most popular on the planet next only to water, coffee has been through a lot. It has been persecuted like a saint, subjected to trial like a heretic, […]

The Man of Steel: Financial Success of Superman

Since swooping into the comic book industry and taking America by storm in the 1930s, Superman was able to nurture trust of comic lovers and has been both a superhero in action and a super source of revenue. With his extra-human superpowers, Superman has succeeded in not only coming back from the […]

Binary Options Trading: An All or Nothing Gamble?

Binary options trading sounds too legit to be anything but above board. After all, this involves publicly traded stocks and commodities. Lately, however, it has been criticized as nothing more than gambling, pure and simple, yet the buzz around it is getting louder and the promise of easy money is […]

4 Reasons Why Yuan Won’t Replace Dollar as Reserve Currency

The battle is on between the dollar and yuan as the world’s reserve currency. Or is there a battle at all? The dollar will remain the world’s top reserve currency—not the yuan any time at all—and for four good reasons to be spelled out in a while. A CNBC report […]

Stocks, Bonds, Real Estate and Small Businesses: Get Your Investment Basics Right

Let’s be honest about it. A job that pays well will provide enough to get you by and see you through rough times. You might make enough to send your kids through school and save up for retirement. You’ll eventually make enough to buy a home to raise your kids […]

Managing Life Savings: A Total Guide Exposing The Best-Kept Secrets

One fact of life is that as we grow older, we will eventually need to have something to show for the responsibility and maturity which we have acquired as natural part of our self-growth. These things are major-ticket goals, which means they entail major expenses as well. This is where […]

Money and Finance for Women this Week

The week’s news and hot topics on money and finance that are relevant to women reveal a growing number of successful female entrepreneurs, while many average waged women still struggle. Breast CA is put on the spot and men are found to be the real shopaholics. Angelina’s faulty genes Market […]

Oprah Winfrey and Ellen DeGeneres – Talk Show Celebrities Compare Their Money and Status

Women make an average of 30% less than men: $.70 cents to a man’s $1.00. Women of color fair even worse when it comes to income—making just around $.64 cents to a white man’s dollar. While the odds are against the average woman, especially the average minority woman, in the […]

I Need A Loan Now

You need to pay your cellphone bill but you’re $75 short and won’t be paid for two weeks. An unexpected expense came up—your daughter needs a new uniform for the soccer team—and you can’t stretch last week’s paycheck to cover the expense. “I need alone now and I don’t know […]

How to Save Money: 6 DIY Ideas for Living Room

How to save money can be fun, too, especially with these six DIY ideas to dress up your living room. We culled some of the more interesting DIY projects with each one to complete a living room set. From the major pieces to the accents, these pieces are meant to […]

One Household, One Income: Challenges of the Sole Financial Provider

Being the breadwinner – and the sole financial provider at that, is not a choice especially in these hard and trying times. The unstable job market, changes in family structure with more and more single-parent households, and the practicality of having one parent stay home and care for children are […]

Obesity and the Black American: Causes, Culture, Consequences, and Cost

There’s no sense being sensitive about this heavy issue. The word “fat” has taken on evil proportions in the last few years to the point where political correctness borders on absurdity. Yes, it’s unhealthy to aspire to unrealistic images of leanness promoted by media. But the opposite can be equally […]