Last year, 2020, we witnessed many key developments in the SaaS industry. Excitement has been high owing to the introduction of newer technology in SaaS. These include even more powerful AI, machine learning, and the much anticipated 5G experience. Global SaaS trends indicate that in 2021 and beyond, we will witness a great increase in […]
Read the full story »You don’t have a job and you’re actively searching for one but you’re not getting any luck. Your funds are running dangerously low and you don’t know if you’ll have enough to get you by through three more interviews. You need a loan fast but you don’t know if easy personal loans are available to […]
Imagine yourself sinking down a deep black vortex with no way out. That’s how some people caught in the debt spiral feel. Take Anita’s case, for example: “I’ve made some really horrible decisions. Now I feel I’m trapped. I’ve taken out loans to pay other loans, because I thought this was smart. After all, big […]
Mollie asked me the following question: “I’m looking at getting one of those fast cash loans because I need a loan ASAP to cover my daily cost. Payday is a few days from now and I’m afraid my family is going to get short in food supplies and the rent is up soon. Are these […]
Richard asked me the following question: “What are my options when I’ve got an urgent need for cash? Rest assured it’s for an emergency and that I can likely pay the loan back in two paychecks. Let’s just say I need to borrow now. Are payday loans a good option for me? Or are there […]
Robert asked us the following question: “I’ve read much about using personal loans for emergencies only. I agree, though what if the emergency falls on a weekend or holiday? I’d never know when I need a personal loan immediately, would I? Are there lenders who release approved same-day loans during non-working days?” – Robert, 43, […]
Nerry asked us the following question: “I’ve heard much about loans online instant approval and that it’s easy to get one even with a bad credit. To be honest, I love it that there are lenders that will talk to people with bad credit like me. But I’m just being extra careful why they will […]
John asked us the following question: “The great news is I got a job again and I can start repaying my loans and still meet my monthly bills. Reading the news, I can sense a general positive sentiment on our economy. In fact, in the first quarter the government has reported that unemployment rate is […]
Lhay asked us the following question: “Hi. I’m pretty tied up to being evicted soon if I fail to pay rent. I’m three months delayed and my budget just can’t keep up with my monthly bills. I need cash now, but I know that if I get another loan, I’ll just be extending my misery. […]
Jason asked us the following question: “I’ve been out of job for six months last year at which time I defaulted on some of my credit. Now that I have a stable job, I want to fast track paying all my debts while I can. I’m thinking of getting a bad credit loan to plough […]
You’ll find articles about unsecured payday loans everywhere on the Internet. You always hear about how these loans put consumers and borrowers at great risk. Truth is, high interest are not new. They have been around for ages. There might be some difference here and there, but the basic concept remains the same. This article […]
You can still get a loan even if you have bad credit. Surprised? You shouldn’t be. Let’s listen to Maegan’s story: “I had three credits cards and I maxed them out. Sounds familiar? Your story, too? Perhaps like me, you’ve done these things. Grocery shopping without a list. Throwing everything that looks delicious into the […]
Having money to do with as you please is always a good thing. You can buy whatever you want and not lose sleep about it. Unfortunately, for most us this isn’t really the case. Only a handful of people can afford to live like this. We, on the other hand, have to agonize over every […]
Chris asked me the following question today: “I’m in my early twenties and I’ve decided to get an educational plan that will mature in 30 years. I’m thinking that I’d probably have a college kid by then or I can use it as part of my semi-retirement plan. I do earn part-time for coding stuff, […]
Jenny wants to know if it’s okay to get payday loans online no credit check: “I’m a mother of two and I have a bad credit because I couldn’t pay up my past debts when I lost my job seven months ago. I’m still coping to pay up my loans (I’m not irresponsible enough to […]
Mark wants to know how true are the hassle-free terms offered by some online payday loans direct lenders: “Hi, I just want to ask how come some lenders can advertise hassle-free loans even for people with bad credit like me, while banks wouldn’t even give me a penny chance to borrow money? I’m thinking that […]
It makes so much sense it’s almost infuriating. Temporal discounting is our natural tendency to want things now rather than later, even when we know that if we choose to have our rewards later we’ll get way more than what we’ll have now. And how many of us have not succumbed to this at one […]
Health and fitness is more affordable than you think. Who said you need a credit-draining gym membership or expensive equipment to start an exercise regimen? Exercise can be inexpensive, effective and just as fun as the fitness club or a roomful of bodyweight machines. In general, you need different kinds of exercise for a holistically […]
A look at the causes of the worst U.S. recessions Somewhere some time something must give in in the world of supply and demand. That’s recession pushing into our collective heads that free market is imperfect, and when the chips are down at once across various industries and sectors, we have a nationwide economic […]
Your morning caffeine fix is but a drop in the global bucket that makes coffee one of most traded commodities in the world along with petroleum. But with 100 million Americans like you drinking coffee every day, the bucket easily overflows to make the US the world’s top coffee consumer, according to the International Coffee […]
If you are running low on funds one major way to save money is by making the switch to public transportation. According to the American Public Transportation Association, public transit users save over $9,000 a year on average. Imagine all of the cash that you could save by both cutting the need to buy gas […]
Here at FinancesOnline, we are all about finding new ways to save you (and ourselves) money! There are a million books out there that have ideas in them, but I personally can’t afford a million books, and most of us couldn’t afford the time to read them anyways. A cheaper, faster, and easier option is […]
An ARM, short for adjustable rate mortgage, is mortgage on which the interest rate is not fixed for the entire life of the loan. The rate is fixed for a specified period at the beginning, called the “initial rate period”, but after that it may change based on movements in an interest rate index. ARMs […]
Stashing cash under the bed is the worst you can do for money because no one can use it. How does money really work? You don’t need a degree in finance to understand it; just a couple of minutes perhaps to read on and understand why we need money, how it gets its value, and […]
Have you ever experienced losing your precious savings because of a miscalculated risk or a bad decision? Or perhaps, your financial account may have slowly sunken to negative balance because of circumstances beyond your control, like an illness or personal troubles. Whether the lost happened under a dramatic circumstance or simply as a result of […]
There’s an entire underground world of couponing that goes way beyond your average weekend-flyer deals. The internet has changed the way that savers shop, and there are thousands of blogs out there designed specifically to help you find the best deals. Most people don’t have time to scour the internet for the best coupon blogs […]
The business of oil is a game of the giants that cuts across big words like geopolitics and climate change with, often, you at the receiving end. Ever wonder where the gasoline that you pump into your car comes from? Why fuel prices go up? When they do, spare your neighborhood gas station the glaring […]
The bad press banks have been getting in the last few years has encouraged people in the United States to move their money to credit unions. The Financial Times reports that US credit unions have been surging in popularity lately as big banks increased fees for consumers. Global attention during the recession drew attention to […]
So much has been said about the value of saving, that only a foolhardy individual will still insist spending money as it comes is the better way to live. However, there are some instances in one’s life when rigorous, iron-handed saving can have a reverse impact on finances. This article will give you a clear […]
Keeping your house clean can be a serious household expense. There is a different cleaning product for everything, from the toilet to the carpet, and investing in each of these products can be crippling for your wallet. But do you really need to be spending so much on keeping your house clean? Not necessarily! We’ve […]
Flipping through channels to world news you cringe at how an African village survives without running water, electricity and sanitation, and with just maize as everyday food. Your mind wanders off, perked up by that morning cup of coffee in your hand and cozy in your seat amidst the snow-covered city outside. How frustrating that […]