Ways to Save For Smart Moms

Category: Financial News

smart moms save smart_2There are many ways to save and they start at home. Consider the annual household expenditures—food, clothing, transportation, mortgages, personal care, etc.—that we spend on the average: nearly fifty thousand dollars per year, says the U.S. Census Bureau. That’s a lot of budget to play around, cost that you can cut elsewhere and add to in some place. It’s called budget allocation, and you can apply the same simple accounting by looking for nooks in the house where you can cut expenses without comprising quality of life. Guess what? Here are five areas where you can start. They may seem being a tightwad or a drop in a bucket for some, but do these simple money-for-value tricks and you’ll be amazed at how much dollars you save in a year. Now make it a habit and year in and out you’ll be cutting household costs, money that you can put to better use elsewhere.

Grow your veggies and herbs

Imagine eating green salad fresh from your garden. Or crushing peppercorns harvested from your garden. It’s a Jamie Oliver episode right at home.  Not only does it save money, but growing your own vegetable and herbal garden provides a therapeutic break to a stressed soul. It’s your “me” moment while saving a few bucks. No need to have the proverbial green thumb; but gardening is not a walk in the park either. As with everything new to you, start small and work your way up as you gain confidence. Get Rich Slowly gives these seven tips to help jumpstart your home green revolution. Not enough backyard? Fret not, you can even grow greens in containers. TLC shows you, not a few, but sixty-six things you can grow without a garden.

Home cures for simple ailments

From headaches to yeast infection and toothache to common colds, many of the minor health problems can be cured or soothed by home remedies. In many instances, the cure is already in your home and you just have to keep an open mind. Besides, not only do you save from buying costly medicines, but from their side effects, too. lists some really simple home remedies for a range of minor health problems.  For a more detailed list, Discovery Fit & Health arranges the remedies for each condition, including allergies, diarrhea, hiccups, body odor, and dry hair (yes, some women would call it a health alert). It goes without saying that home cures should be taken with caution, and as the General Surgeon warns, if symptom persists consult a doctor.

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Cheap home decors with taste

We may talk cheap, but it doesn’t mean you live it. You can put art in your home without busting the budget. The Internet is oozing with cheap interior design ideas, and here are some of our favorites. Houzz shares an impressive inexpensive line of samples, all 24,000+ of them (not to be taken as an absolute figure); Pinterest is always a reliable idea source with thousands of creative and like-minded moms pitching in their concept;  Money Crashers gives five general design habits that your daughter’s bedroom could use; and how about using paper to create eye-candy artworks? Better Homes and Gardens has 22 ideas for that.

Clean and smart ideas

Does spending for home cleaning sometimes make you feel like throwing away money? You can create your homemade solutions. They’re not only cheap but also safe and good for Mother Earth. Common household items like baking soda, rubbing alcohol, and white vinegar can make your house spanking clean and healthier to live in. shows how to make these green alternatives to clean, among others, cabinets, windows, vinyl, and, just in case a skunk got you, a shampoo mixture of baking soda, hydrogen peroxide, and dishwashing liquid to remove that foul smell. Likewise, Mother Nature Network says you can do more with lemons than for flavoring. Taking out stains and sanitizing the garbage for example.

Shop smart for groceries

Grocery weekly specials are here to stay with us. So do coupons and the store commodity brand. These are some of the simple but smart ways to save a few bucks when you go grocery shopping shared by twentieshacker. Our northern neighbors have some tips to share, too, like buying in-season fruits and preferring them raw than processed. Canadian Living might as well be American given the featured practical shopping tips. For the better ways to do couponing, Parents offer mom-tested tricks of the trade when to use coupons and, more importantly, when not.


Finding ways to save money at home can be fun. There are many more nooks in the house where you can cut costs and we’ll be featuring them more soon. Meantime, do you have your own home-tested saving tips that you can vouch for? Share it with other moms here!

By Jenny Chang

Senior writer at FinancesOnline who writes about a wide range of SaaS and B2B products, including trends and issues on e-commerce, accounting and customer service software. She’s also covered a wide range of topics in business, science, and technology for websites in the U.S., Australia and Singapore, keeping tabs on edge tech like 3D printed health monitoring tattoos and SpaceX’s exploration plans.

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